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Payment Services

The Clearing House is uniquely positioned to help financial institutions manage the migration of paper to electronic payments. We manage a full line of payment services including check clearing, electronic check presentment and check image exchange, ACH and wire.

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paper - to - electronic

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Operational Excellence and Service

Our systems meet the highest standards for efficiency and reliability with nearly 100% uptime year after year. It's just one of the reasons customers rate The Clearing House level of service as “excellent” – overall scores are consistently at or above 4.5 (on a 5 point scale)

Innovation

Throughout our history, we've developed and implemented “the next great idea” to make your payments business successful. Recent innovations:

  • SVPCO Check Image Exchange
  • EPN Universal Payments Identification Code (UPIC)
  • CHIPS Remittance Information with Payments
Payment Services - B

SVPCO – Check and Electronic Clearing Services


EPN
– ACH Processing and Association Services


CHIPS
– Real-time, final Wire Transfer Service