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  • Op-ed: APIs are the way forward for better data security

    Capital One’s decision to share customer data with third-party services through application programming interfaces (APIs) deserves applause. The data-sharing model allows banks to protect their customers, while giving customers better control over their personal financial information. 


  • CDD is Another Example of the Need for AML Reform

    Greg Baer, President of The Clearing House Association (TCH), today testified before the House Financial Services Subcommittee on Financial Institutions and Consumer Credit.  The hearing focused on the implementation of FinCEN’s customer due diligence rule.

  • Steve Ledford Among Finalists for NACHA Award – Vote Today

    The NACHA Excellence in Payments Award honors superior leadership and accomplishment in the development, implementation or advancement of domestic or international electronic payments. Steve is recognized for his 30+ years in payments leadership, most recently overseeing nearly all aspects of RTP®. The attributes that set Steve apart are his inclusive approach, positive outlook and infectious enthusiasm for what’s next.

  • The Clearing House Announces RTP Advisory Committee

    Today, The Clearing House (TCH) announced it has formed an RTP® Advisory Committee from a diverse set of financial institution stakeholders to obtain input on the operation of its new real-time payments system. The committee is comprised of senior executives from credit unions, community and mid-size banks, and trade associations. The committee is charged with providing perspectives that will help RTP continue to be responsive to all financial institutions and drive adoption of RTP in an effort to achieve the goal of ubiquity by 2020.


  • The Clearing House Offers Recommendations to Improve Stress Testing Transparency

    In a comment letter, filed with the Federal Reserve, The Clearing House highlights the need for significantly greater public transparency into key aspects of the Federal Reserve’s stress testing and capital planning framework and offers three recommendations to improve transparency that aim to ensure stress testing continues to serve its prudential purposes but better promotes economic growth, vibrant capital markets, and the global competitiveness of the U.S. banking system.

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