Welcome to the third quarter, 2014 issue of Banking Perspectives. In this issue, we focus on how technology is reshaping payments, particularly with respect to mobile payments and virtual currencies. We also hear from Thomas Curry, Comptroller of the Currency, who shares his views on sound risk management cultures at banks and Geoff Davies, from the Bank of England, who provides a UK perspective on these issues. Retiring TD Bank CEO Ed Clark offers lessons on leadership, strategy and organizational success as he reflects on his incredible career in this issue’s State of Banking interview.Download Full Issue
By The NumbersA quantitative look at the philanthropic efforts of large banks.
Featured MomentsVisual highlights from TCH and SIFMA’s 2nd Annual Prudential Bank Regulation Conference.
For the RecordTCH Association President Paul Saltzman contextualizes recent developments in emerging payments technology and discusses the importance of a strong risk culture.
My PerspectiveJohn Dugan of Covington & Burling argues that the OCC’s finalized heightened standards guidelines are important not only because they will raise the bar for risk management and governance practices at large banks but also because they will establish an important precedent likely to be emulated by regulators across the globe.
Research RundownHighlights from academic and policy research on issues in the banking and payments industry.