Sitting in the Sweet Spot?
This issue of the Banking Perspectives focuses on the role of regional banks in the economy and the industry and the unique challenges that they face. BB&T CEO Kelly King kicks off the issue with an analysis of how regional banks will need to excel at risk management and produce shareholder value in order to succeed. Paul Harris, secretary and general counsel at KeyCorp, discusses how regional banks can achieve effective governance in the current regulatory environment. Meanwhile, Chris Mazingo of McKinsey & Co., focuses on how regional banks need to gain critical mass in order to succeed. The second quarter issue also includes exclusive highlights of TCH's Regional Bank Executive Roundtable and articles on governance models for cybersecurity risk and Section 165.
By The NumbersA quantitative look at the role of regional banks in the broader financial ecosystem.
Featured MomentsVisual highlights from recent TCH events.
For The RecordIn this issue, BB&T CEO Kelly King argues that, while being in the “sweet spot” should have some advantages for regional banks, the success of an institution will not be dictated solely by its size. Instead, it will be a function of how well an institution manages risks and how well it produces a return for its shareholders.
My Banking PerspectiveRegional banks add immense economic value to the regions and local communities that they serve with a risk profile that more closely resembles that of a community bank than that of a G-SIFI. Policymakers should consider this in setting regulatory thresholds.
Research RundownHighlights from academic and policy research on issues in the banking and payments industry.