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Navigating a New Era in Financial Services: Regulatory Tailwinds, Stablecoin Frameworks, Evolving Payments, and AI Acceleration

November 25, 2025

The U.S. financial system is undergoing one of its most consequential periods of transition in decades. Regulatory recalibration, Congressional action on digital assets, the ongoing advancement of payments to meet evolving consumer demands, and the unprecedented acceleration of artificial intelligence are converging to reshape how banks operate, invest, and compete.
The Future of U.S. Payments: An Interview with David Watson

November 24, 2025

Banking and payments are entering a new era – fueled by real-time money movement, AI-driven innovation, digital assets, and regulatory shifts.
How Chesapeake Bank Drives Innovation Through the RTP® Network

August 11, 2025

As one of the earliest adopters of the RTP® network, Chesapeake Bank, a community bank with deep roots in Virginia dating back 125 years, has been at the forefront of instant payments innovation.
Instant Payments, Instant Impact: How H&R Block and PNC Are Transforming Customer Service

July 09, 2025

H&R Block collaborated with PNC Bank to integrate instant payments over the RTP® network into its customer service strategy, offering an improved experience for clients while streamlining internal processes.
Breaking Barriers: RTP® Network $10 Million Transaction Limit Spurs High-Value Payment Surge

June 26, 2025

The higher $10 million RTP® transaction limit has more than tripled payment value on the nation’s largest instant payments network.
Building the Business Case for the RTP® Network: How Banks and Credit Unions of All Sizes are Embracing Instant Payments

May 22, 2025

Adopting instant payments requires a thoughtful business case that examines customer need, revenue opportunity, and strategic implementation.
Instant Payments: The Next Great Evolution

April 10, 2025

We live in a world of instant gratification, where the demand for speed and efficiency is a defining feature of modern consumption.
ABNB Federal Credit Union’s Instant Payments Journey: From Receive to Send with the RTP® Network

March 12, 2025

When ABNB Federal Credit Union (ABNB) joined The Clearing House’s RTP^® network in May 2024, it embarked on a journey that would not only modernize its payment capabilities but also redefine how it serves its members.
The Future of Payroll: ADP and JPMorgan Chase Champion Instant Payments

October 17, 2024

Leveraging instant payments for emergency pay, payroll corrections and off-cycle wage payments increases employee satisfaction while reducing the complexity for payroll and HR managers.
Optimizing Real-Estate Transactions: Why Title Companies Need to Adopt Instant Payments

September 23, 2024

Title insurance companies orchestrate dozens of transactions during the real-estate closing process. Instant payments make payouts easier for all parties, streamline workflows, reduce potential payments fraud risks, and allow payments to happen on weekends, after business hours, or even on holidays.

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