Main Content
Real-Time Payments for All Financial Institutions
The RTP® network from The Clearing House is a real-time payments platform that all federally insured U.S. depository institutions are eligible to use for payments innovation. With mobile technology and digital commerce driving the need for safer and faster payments in the U.S., financial institutions of all sizes are taking advantage of the RTP network’s capabilities to create or enhance digital services for their corporate and retail customers.RTP Quarterly Payment Activity

RTP Network Volume Calculator
The RTP Network Volume Calculator estimates approximately how many RTP transactions your depository institution will receive each month based on asset size.
Estimated Monthly RTP Volume...
RTP Network Ecosystem


























































Kristin S. Walle
SVP, Global Payments & Compliance/
Compliance Services, Shared Services
Leizl Mendiola
VP, Risk & Compliance
Computershare
Thomas Spataro, CTP
U.S. Treasurer
Kyle Hermenegildo
Head of Treasury Operations, U.S.
Elytus
Matthew S. Hollis
President
Global Holdings, LLC
Michael W. Riggin
Chief Risk Officer & CCO
Gold Medal Environmental
Andrew Kirk
CFO
Michigan State University
Jeff Rayis
Director of Treasury and Financial Management
Timothy Dwyer
VP, Assistant Treasurer
Hope C. Hacker, CTP
AVP, Assistant Treasurer
Paychex, Inc.
Eric Wade, CPP
Product Strategy Manager
Planet Nine Private Air
Karen Reiff
CFO
Sysco Corporation
Carrie Reyna
Director, Global Treasury Operations
Target Corporation
Perry Starr
Director, Payment Acceptance
Verizon
Attie Muse
Director, Payment Strategy & Operations
New Features
At the same time the RTP network continues to grow, The Clearing House is introducing features and capabilities that make the network even more valuable to participants, their customers and clients:
Secure Token Exchange is an optional capability that issues tokens to stand in for real account numbers when sending or receiving payments. It’s a way to reduce the potential for theft and fraud.
This new service provides access to PDF or XML documents such as bills, invoices, and remittances as part of an RTP payment or request for payment message