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The Clearing House

TCH Says Yes to Liquidity Service but Believes Fed RTGS Service is Not Needed and is Likely to Harm Faster Payments Marketplace

TCH’s comment letter to the Federal Reserve on its proposed real time gross settlement (RTGS) service explains why TCH’s RTP network is able to provide a ubiquitous, safe, efficient, and equitable faster payment system by 2020 and highlights the reasons why the RTGS could actually harm faster payments in the United States. Learn more.

The Clearing House

The Clearing House Supports Financial Data Exchange Work on API Technical Standards

"As a founding member of Financial Data Exchange, we look forward to working with cross-industry participants on developing and adopting this critical standard," said Peter Davey, head of innovation at The Clearing House.  "This work is a top priority in The Clearing House’s initiatives to improve financial data sharing practices with the goal of giving more security, control and transparency to the customer." Learn more.

The Clearing House

Real-time Payments Have Arrived in the U.S.

The Clearing House’s RTP network, designed for the digital age and for financial institutions of all sizes, has made real-time payments a reality in the U.S. A year ago this month, the first U.S. payment to settle and clear in real-time from end-to-end was made on the RTP network. Learn more.

RTP® Network: The New Real-Time Payments System for All Financial Institutions

The RTP® network from The Clearing House is a real-time payments platform that all U.S. financial institutions are using for payments innovation. Learn more.

Advocacy Activities

The Clearing House Association is a leader in payments advocacy, maintaining its historic depth and breadth of engagement with policymakers, regulators, media, academics, and the industry.  Learn more.

Events and Forums Near You, and Online

The Clearing House is hosting a number of live and virtual events to help individuals and their organizations learn more about how it can help financial institutions of all sizes. Learn more.