The Clearing House
1st Quarter 2017

Banking Perspectives

Addressing Income Inequality:   
This issue of Banking Perspectives examines rising income inequality and the unintended consequences of banking regulations that may contribute to income disparities.

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The Clearing House
WHITE PAPER PUBLISHED

Ensuring Consistent Data Security

The Clearing House’s white paper identifies regulatory, enforcement and examination gaps relating to the data security practices of Alternative Payment Providers (APPs) and makes recommendations to close them.
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The Clearing House
RESEARCH NOTE PUBLISHED

New Research Estimates Credit Allocation Encouraged by CCAR Stress Tests

The Federal Reserve’s CCAR stress test is imposing higher capital requirements on certain asset classes.

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Update:

ADVOCACY

Banking Perspectives

First Quarter 2017 Issue: Regulation's Inadvertent Impact on Income Inequality

The authors in this issue of Banking Perspectives examine how restrictions that limit a bank's ability to provide credit -- coupled with regulations that have inadvertently raised the cost and lowered the availability of credit -- have had a ripple effect across the economy.  Read More

PAYMENTS

Leadership

The Clearing House

Service and Reliability

The reliability of Clearing House systems and responsiveness to our customers’ needs generate high levels of satisfaction.

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Mobile Payments

America’s leading financial institutions develop a new solution to address safety and soundness of digital payments.

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Liquidity Efficiency

The best of two payments systems: CHIPS combines the liquidity efficiency of a netting system and the intraday finality of a RTGS.

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Map

Remittance Transfers

The Clearing House and SWIFT’s Payment Market Practices group updates the international community on DFA 1073 Remittance Transfer Rule.

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Payments Highlights

BNY Mellon Announces its Participation in Real-time Payments Initiative

BNY Mellon is among leading U.S. financial institutions entering the era of real-time payments in the U.S. with its announcement that the company intends to participate in the Real-Time Payment (RTP) system being developed by The Clearing House.  Read more

Education & Events

  • The Clearing House

    Concepts 2017

    Keep up with current industry happenings and payments trends. Mark your calendar for two opportunities to attend Concepts 2017. Learn more

  • female presenter

    TCH Payments Authority Professional Education

    The Clearing House Payments Authority offers a comprehensive curriculum on payments. See what's available in 2017

  • The Clearing House

    2017 Seat License

    Gear up to get the most our of your 2017 training budget. Register for seat license

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