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The Clearing House Association and Financial Services Roundtable to Combine Forces

Washington, DC--The Financial Services Roundtable (FSR) and The Clearing House (TCH) have announced plans to combine the activities of The Clearing House Association (TCH Association), TCH's non-partisan advocacy and research arm, with those of FSR. Upon completion, TCH Association President Greg Baer will become Chief Executive Officer for the new organization.

WSJ Editorial Board continues to make odd claims about bank capital and government support

Rarely does one read anything as wrong as this passage from a recent Wall Street Journal editorial (“Warren Democrats for Wall Street”) on pending Senate banking legislation: “Smaller banks are better capitalized than large institutions in large part because they don’t benefit from a government safety net.”

Steve Ledford Among Finalists for NACHA Award – Vote Today

The NACHA Excellence in Payments Award honors superior leadership and accomplishment in the development, implementation or advancement of domestic or international electronic payments. Steve is recognized for his 30+ years in payments leadership, most recently overseeing nearly all aspects of RTP®. The attributes that set Steve apart are his inclusive approach, positive outlook and infectious enthusiasm for what’s next.

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Highlights

Are Bank Regulators Special?

Are Bank Regulators Special?

Banks are special, but are banking regulators also special? The answer is that the federal banking regulators operate in a cultural mindset different from other financial sector agencies and the larger administrative state.
TCH Files Comment Letter in Response to the Hong Kong Monetary Authority’s Public Consultation

TCH Files Comment Letter in Response to the Hong Kong Monetary Authority’s Public Consultation

The Clearing House on March 16 filed a comment letter in response to the Hong Kong Monetary Authority’s public consultation on how it would set requirements for internal TLAC.
Basel IV Requires Serious U.S. Review

Basel IV Requires Serious U.S. Review

When the Basel Committee on Banking Supervision announced agreement on Basel IV capital standards at the end of 2017, U.S. reaction was muted.
2017 Q4 TCH Bank Conditions Index shows the banking system remains extremely resilient

2017 Q4 TCH Bank Conditions Index shows the banking system remains extremely resilient

The financial stability assessment provided by the Federal Reserve in its recent report to Congress indicates that the strength of the banking system is currently an important source of resilience in the financial system.
Yes, the Dodd-Frank Act ended ‘Too Big to Fail’

Yes, the Dodd-Frank Act ended ‘Too Big to Fail’

A recent FRBNY blog post, Did the Dodd-Frank Act End ‘Too Big to Fail’?, finds that debt spreads between bank holding companies and their commercial bank subsidiaries have not widened, and suggests that markets therefore have not reduced the likelihood they attach to government bailouts.
Steve Ledford Among Finalists for NACHA Award – Vote Today

Steve Ledford Among Finalists for NACHA Award – Vote Today

The NACHA Excellence in Payments Award honors superior leadership in the development, implementation or advancement of electronic payments. Steve is a finalist recognizing his 30+ years in payments leadership, most recently overseeing nearly all aspects of RTP®.