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The Clearing House

RTP®, the first new core payments infrastructure in the U.S. in more than 40 years, is live!

The Clearing House launched RTP® in late 2017.  As the first payments system to be built in the U.S. since the birth of the internet, the RTP® system is designed to support not only the transfer of funds, but also the ability to both request payments and provide critical information about a payment.  RTP® meets the objectives of the Federal Reserve Faster Payments Taskforce and is open to all U.S. depository institutions. Learn more.
The Clearing House

The Clearing House Supports Financial Data Exchange Work on API Technical Standards

"As a founding member of Financial Data Exchange, we look forward to working with cross-industry participants on developing and adopting this critical standard," said Peter Davey, head of innovation at The Clearing House.  "This work is a top priority in The Clearing House’s initiatives to improve financial data sharing practices with the goal of giving more security, control and transparency to the customer." Learn more.

The Clearing House

Registration for The Clearing House + Bank Policy Institute 2018 Annual Conference is open!

Join us for the 2018 TCH + BPI Annual Conference to be held in New York City on November 26-28. This conference, the premier gathering focused on the changing regulatory landscape and the future of payments, brings together senior financial services executives, regulators, policymakers, and academics to address the challenges and opportunities for the industry through a thoughtful and fact-based discussion.  Space is limited; register now.  

Highlights & Events

The Clearing House

New Message Format for the Fedwire® Funds Service

The Clearing House (TCH) recently submitted a comment letter to the Federal Reserve in response to its proposed adoption of ISO 20022, an international messaging standard, for the Fedwire funds service.

The Clearing House

Achieving a Ubiquitous Faster Payments Capability in the U.S.

The plan to create a ubiquitous faster payments capability in the United States in order to promote efficient commerce and facilitate innovation.

The Clearing House

Op-ed: APIs are the way forward for better data security

In an Op-ed published in the American Banker, TCH’s Rob Hunter writes that Capital One’s recent decision to share customer data with third-party services through application programming interfaces (APIs) deserves applause.