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The Clearing House Payments Authority

The Clearing House Payments Authority (TCHPA) serves more than 4,000 member banks, credit unions and companies throughout the U.S. with a focus on ensuring access to payments education on the various U.S. payment systems, assisting with compliance testing, informing efforts to reduce risk and positioning member organizations for success in the rapidly changing payments landscape.

We are the go-to resource regarding payments system rules, regulations and risk management, covering all payment channels:  ACH, check/image, card transactions, wire transfer and instant payments.

30 Years of Concepts

Celebrate the 30th Anniversary of Concepts in May of 2026 at Crystal Mountain Resort. Nestled in in the mountains of Michigan, this unique setting is a perfect getaway to participate in two interactive days of payments programming, networking with colleagues, sponsors, and industry speakers. More Info

Congratulations Payments Professionals

The Clearing House Payments Authority honors our members recognized by Nacha as Accredited ACH Professionals (AAPs), Accredited Faster Payments Professionals (AFPPs), and/or Accredited Payments Risk Professionals (APRPs).View Accreditations

Exam Prep Education and Resources

Are you ready to position yourself for professional advancement? Accreditation shows you have superior skills and abilities, a level of commitment to your profession, and that you have invested your valuable time and resources to prove that you are an experienced payments professional. TCHPA offers exam prep education and resources to help you prepare for the NCP, APRP, AAP, AFPP.

Federal Reserve Board RFI

The Federal Reserve Board has just issued a public request for information (RFI) concerning potential changes to the check services provided by the FRBs. We encourage you to review the RFI and participate in this public comment process. Visit the Federal Reserve Board RFI Check Services for more information.