At the end of March, Nacha released various topics related to International ACH Transactions (IATs) that they're looking for feedback on. Feedback is accepted until May 30, 2025.

- There is a Request for Comment (RFC) on 7 different proposals

- There is a Request for Information (RFI) from the industry on 4 additional topics related to IATs. 

You can view the details from Nacha here. 

The funds availability thresholds, found in Regulation CC, have been updated and go into effect on July 1, 2025.

The CFPB has provided a helpful summary chart that shows what these new thresholds will be. 

The Federal Reserve site provides more details as well as access to the final rule. 

The TCHPA team is always hard at work to provide you resources that you need, based on what we hear in the industry. Our Payments Store has recently been updated with new member resources: 

• Reporting Fraud Resource
• Understanding Business Email Compromise Resource

Periodically check the products available in the store. It's constantly being updated.