About Payment Systems
The Clearing House operates industrial-strength payment systems, clearing and settling $2 trillion each day through its core ACH and Wire systems.
RTP is built for all U.S. financial institutions with 24x7 immediacy, certainty, and bank-grade security that are required in a new payments rail. In addition, RTP includes the information/conversation tools financial institutions can use to transform the end-to-end payments experience.
Secure Token Exchange
Secure Token Exchange (STE) is a service to manage token issuance and authentication for mobile and ecommerce transactions.
ACH provides safe, efficient and cost-effective processing of electronic transactions in a batch environment.
CHIPS is the largest private sector USD clearing system in the world, clearing and settling $1.5 trillion in domestic and international payments per day.
This industry utility allows financial institutions of all sizes to exchange check images in the most efficient and cost effective way.