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Payments Pulse

Payments Pulse
The Clearing House
Payments Pulse

Industry News & Resources

New Nacha Rule on Micro-Entries Adopted

Source: Nacha

Unmasking a Synthetic Identity Fraud Mitigation Toolkit

Source: The Federal Reserve

68% of Businesses Increase ACH Payments Use, Dial Back Checks

Source: Pymnts.com

Direct Deposit Without a Voided Check? Absolutely!

Source: Nacha

Limitations on Warranties: The View from Nacha’s General Counsel

Source: Nacha


We Get Questions...

Q and A
Q.)  Can stop payments be placed on ACH debits used to fund an intermediated P2P service offered by a non-bank provider?
A.)  When an ACH debit to a consumer’s bank account is used to fund a P2P payment initiated through a non-bank provider, the consumer may request a stop payment on the ACH debit. The consumer’s bank (RDFI) must honor the stop payment order if it meets the requirements of Nacha Rule 3.7.1.2 (RDFI Obligation to Stop Payment of Single and Subsequent Entries).
Have a question for TCHPA? Call 800-875-2242 (choose option 3) or email education.services@theclearinghouse.org.

The information contained herein has been prepared for general informational purposes only and is not offered as and does not constitute legal advice. You should consult with your legal counsel regarding the legal, regulatory and payments industry rule requirements that apply to specific transaction scenarios.
2020 ACH Rules

Same Day ACH Survey

Same Day ACH… The Center for Payments and Nacha would like your opinion on Same Day ACH (SDA)usage and strategy. 2022 marks five years since the highly anticipated launch of Same Day ACH and in that time, incremental rule changes providing more delivery windows and larger file limits have facilitated the expansion of supported use cases. Your response to this survey will provide a better understanding of the:

  • Strategic positioning of SDA within financial institutions
  • Focus and opportunities of SDA risk management
  • Current and future SDA use cases

Please respond to the brief survey by February 28th.

Payments Education

Upcoming Scheduled Webinars:

MAR
08

Unauthorized ACH Entries and Stop Payments

MAR
22

ACH Risk Management for Financial Institutions

Member Support

TCHPA Fact Sheet

Remember, when you need support from The Clearing House Payments Authority (TCHPA), you can reach our Member Services staff directly by calling 800-875-2242 and choosing option 3, or by emailing education.services@theclearinghouse.org. Although our staff is working remotely due to the COVID-19 pandemic, we’re still available to provide the support you need in a timely manner!

Professionals in every trade have an association they rely on for industry expertise, support and resources. We're the Association for Payments People.

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115 Business Park Dr.
Winston-Salem, NC 27107
United States

The Clearing House
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