|New Year's Day||January 1**||January 1||January 1||January 1||January 1|
|Martin Luther King Jr. Day||January 16||January 15||January 20||January 19||January 18|
|Presidents Day||February 20||February 19||February 17||February 16||February 15|
|Memorial Day||May 29||May 27||May 26||May 25||May 31|
|June 19||June 19||June 19||June 19||June 19*|
|Independence Day||July 4||July 4||July 4||July 4*||July 4**|
|Labor Day||September 4||September 2||September 1||September 7||September 6|
|Columbus Day / Indigenous Peoples’ Day||October 9||October 14||October 13||October 12||October 11|
|Veterans Day||November 11*||November 11||November 11||November 11||November 11|
|Thanksgiving Day||November 23||November 28||November 27||November 26||November 25|
|Christmas Day||December 25||December 25||December 25||December 25||December 25*|
|*Represents a federal holiday that falls on a Saturday. All federal holidays that fall on a Saturday are not observed
by EPN, and the preceding Friday and following Monday are EPN processing days. Please note this schedule
coincides with the Federal Reserve Bank processing calendar.
Example: EPN will not observe Veteran’s Day, November 11, 2023. EPN is open on both November 10, 2023 (preceding Friday) and November 13, 2023 (following Monday).
**Represents a federal holiday that falls on a Sunday. EPN observes all federal holidays that fall on a Sunday on
the following Monday. Please note this schedule coincides with the Federal Reserve Bank processing calendar.
Example: EPN will observe Independence Day, July 4, 2027 on July 5, 2027 (following Monday).