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Payments Pulse

Payments Pulse
Payments Pulse, October 31, 2018
The Clearing House
Payments Pulse

Payments Industry News

The Unbanked: Not a Problem in the US

Source: Cornerstone Advisors

Non-Cash Payments Fraud is on the Rise

Source: Fed Study

Risk Management and Business Banking Toolboxes

Source: Fed Resource Centers

A Faster Payments Fireside Chat

November 16, 2018 3:00-4:00pm ET

Join us for an informative discussion about faster payments. Amy Smith, Vice President and Executive Director of The Clearing House Payments Authority and Tim Mills, Vice President of Business Development at The Clearing House share their insights on the latest faster payment trends. Registrants will hear how the work of the Faster Payments Task Force is being translated into tangible action items by the industry. From enhancing Same Day ACH to the growth of Push to Card and P2P payments, Amy and Tim will shed light on the implications for financial institutions of all sizes. In addition, the conversation will explore the potential ramifications of the Federal Reserve’s recent RTGS proposal. Amy and Tim will start the conversation but will also leave plenty of time for attendees to share their thoughts and questions as well. Don’t miss out on this opportunity to gain valuable insight. This important topic is appropriate for all staff.

Register now for this complimentary, member-only webinar.

National Check Professional Certification

Are you considering the National Check Professional (NCP) accreditation in 2019? The NCP designation is designed to recognize and build check expertise among payments professionals. Having an NCP on staff promotes the credibility of your team by enhancing knowledge of check operations, regulations, products and trends. Check out our Unofficial Guide to Becoming an NCP for step-by-step prep recommendations, including our 2019 NCP Exam Prep Webinar Series beginning January 10th.

NOTE: Website registration for all 2019 TCHPA courses will open on January 1, 2019. Please call 800-875-2242 (choose option 3) or send an email to education.services@theclearinghouse.org if you would like to receive a registration reminder in early January.

Who Wants to Be a Payments Pro?


Q. Which of the following Check facts are true?
  1. The definition of paper checks is covered under state law Uniform Commercial Code (UCC); Regulation CC governs paper checks, electronic checks and electronic return checks.
  2. The Check Clearing for the 21st Century Act (Check 21) does not mandate the exchange of check images.
  3. An FI has no obligation to pay an item more than 6 months after its issue date.
  4. All of the above
Have a question for TCHPA? Call 800-875-2242 (choose option 3) or email education.services@theclearinghouse.org.

Upcoming Education

NOV
08

ACH Rules Review

Webinar
NOV
08

NCP Alliance Meeting

Webinar
No charge, members only
NOV
14

Payments Risk

Webinar
NOV
16

A Faster Payments Fireside Chat

No charge, members only
NOV
27

Trending Now Industry Update

Webinar topic: "I'll Take Payments Topics for $200, Alex."
No charge, members only

Coming Soon! 2019 ACH Rules Pre-Production Discounts

Watch for our annual ACH Rules promotion and the best time of year to order. Details and order information is expected to be available by November 10th, allowing plenty of time for you to order at the best rates around. Changes taking place in 2019 are outlined below:
  • As noted in your last Payments Pulse, the ACH Operating Rules & Guidelines will be offered in one edition only. NACHA is eliminating the Corporate Edition and moving to one complete edition for all ACH Participants.
  • The ACH Rules on CD have also been discontinued. Instead, you will be able to choose from the Rule Book, access code for the NACHAOperatingRulesOnline.org website, and Digital App.
Order and pricing information for 2019 will be announced soon and it remains our goal to sell publications at rates lower than NACHA and the other payments associations whenever possible.

REMEMBER: Every financial institution member will automatically receive one complimentary copy of the ACH Rule Book and corporate subscribers will automatically receive a complimentary access code for the NACHAOperatingRulesOnline.org. These DO NOT have to be ordered. The promotion referenced above relates to additional quantities for your staff and your corporate ACH Originators.

Real Time Payments

What's in it for you?

Marketing RTP to Bank Customers (Webinar)
November 1, 2018  1:00 - 2:00pm ET

Marketing RTP to Credit Union Members (Webinar)
November 8, 2018  1:00 - 2:00pm ET

RTP Post Production Update (Webinar)
November 13, 2018  1:00 - 2:00pm ET

Professionals in every trade have an association they rely on for industry expertise, support and resources. We're the Association for Payments People®

Copyright © 2018 The Clearing House Payments Company L.L.C.
115 Business Park Dr.
Winston-Salem, NC 27107
United States

The Clearing House
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