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Payments Pulse - March 27th Edition

Payments Pulse
Payments Pulse, March 27, 2019
The Clearing House
Payments Pulse

Industry News & Resources

Do Paycheck Advance Apps Improve Financial Health?

Source: BenefitNews.com

Banking Perspectives Q1 2019

Source: The Clearing House / BPI

A New You: Synthetic Identity Fraud

Source: Federal Reserve Bank

Tips to Prepare for Storm Season

Source: FRB Risk Management


We Get Questions...

Q and A
Q.)  I know the ACH Rules require us to keep a record of each ACH entry for six years. Do I need to keep the files or will the reports do?
A.)  The ACH Rules state only that the record must be reproduced in its entirety if requested. So if your reports have all the information readily available (some systems truncate), those are fine on the RDFI side. If the reports do not contain all the records, the financial institution must retain received files. Originating Depository Financial Institutions (ODFIs) must retain the transmitted files for six years.
Have a question for TCHPA? Call 800-875-2242 (choose option 3) or email education.services@theclearinghouse.org.

2019 AAP and APRP Flashcards - Now in Stock!

Hands-on study aids for those planning to sit for the AAP or APRP Exam in 2019

Upcoming Education

MAR
28

ODFI Rules and Responsibilities

Workshop
APR
04

2019 APRP Prep Course

Multi-week webinar series
APR
10

Payments Compliance Boot Camp

Workshop
APR
16

Payments Thirty

Webinar
Topic: ACH Stop Payments and Unauthorized Transactions
APR
30

Federal Government Benefit Payments

Webinar

Is your financial institution’s success story our next case study?

Some of the highest rated presentations at our annual conferences are those presented by our members. Why? Because they are presented by your peers, who speak the same language as attendees. They ‘walk the walk’ and take the audience on a journey from problem to solution. Our Concepts Conference is coming to Philadelphia, PA and Grand Rapids, MI this Fall and we want to showcase member success stories as part of the program. Don’t worry, a TCHPA educator will be part of the effort! You don’t have to be an experienced public speaker. You just need to be able to discuss a pain point, your path to a solution or your success story. We’re looking for bright ideas, problems solved and projects or programs that have made a difference. Could your payments success story become an industry best practice? Have you:
  • implemented a new product or service?
  • improved the account holder experience?
  • a team project for which you are proud?
Email education.services@theclearinghouse.org and explain in 2-3 sentences what you have implemented and how it impacts your organization and those you serve. We want to build a session that allows you to share your success while inspiring others. Please submit by April 30th for consideration on this year’s Concepts agenda. No submission is too big or small!

Last Chance to Register

Join us for our 1st annual Concepts payments conference in Puerto Rico!

Only 99!

April 3-4, 2019
Verdanza Hotel
Isla Verde, Puerto Rico 00979


Communicate. Collaborate. Innovate. Save.

Real-Time Payments

What's in it for you?

RTP Technical Session

Join us for a technical session designed to provide participants with the tools to develop and execute their RTP implementation strategy. Attendees will be led through a highly interactive program designed to help financial institutions of all sizes create a framework for executing an effective strategy for implementing RTP.

Professionals in every trade have an association they rely on for industry expertise, support and resources. We're the Association for Payments People®

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115 Business Park Dr.
Winston-Salem, NC 27107
United States

The Clearing House
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