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Payments Pulse - September 5th Edition

Payments Pulse
Payments Pulse, September 5, 2019
The Clearing House
Payments Pulse

Industry News & Resources

September is National Preparedness Month


Risk Management in Business

Source: Forbes

We Get Questions...

Q and A
Q.)  Do we mitigate ODFI liability if we require an Originator to prefund an ACH credit file?
A.)  Yes, pre-funding (which is not addressed within the ACH Rules) will lessen your exposure but does not eliminate the ACH Rule requirement for establishing, implementing, and conducting a periodic review of exposure limits for every Originator and Third-Party Sender. Although pre-funding is optional, in some cases it is considered a best practice. To limit your liability, it’s important to ensure that the offsetting (funding) dollars are ‘good’.
Have a question for TCHPA? Call 800-875-2242 (choose option 3) or email

RDC Forum, Chicago

hosted by

Tuesday, October 15, 2019
at Microtrain Technologies
720 E. Butterfield Road
Lombard, IL 60148

Members of The Clearing House - Save $50!

The RDC Forum Chicago is designed to deliver top notch education to the industry combined with networking in a candid and intimate setting. The sessions are approved for 6.6 NCP CE credits.
  • Engaging peer interaction and discussions
  • Benchmarking and best practices
  • Powerful content and thought leadership
    • Risk Management
    • Mobile
    • Trends
    • Solutions
  • Expert Speakers
  • Knowledge to make informed decisions

Register soon to get the best rate available! Enter the coupon code TCHF at check out for $50 off registration.

Complete Details

Upcoming TCHPA Education

Please register in advance for all face-to-face sessions to allow our staff to arrange for meals, seating, and session materials for all attendees.

Trending Now (Webinar)

This month’s topic: FedACH Exception Resolution Service

AAP/APRP Alliance Meeting (Chicago, IL)


Regulation E Error Resolution (Webinar)


AAP/APRP Alliance Meeting (Philadelphia, PA)

Note New Time!

AAP Prep One Day Review (Philadelphia, PA)

Note New Date!

AAP Prep One Day Review (Bath, MI / Lansing area)


NCP Prep Talk: Steps to Preparing for the 2020 NCP Exam (Webinar)

Communicate. Collaborate. Innovate!

Concepts Michigan 2019
October 9-11, 2019*
JW Marriott
Grand Rapids, MI

Learn first-hand about the strategies, solutions and innovative payment processes that others are using to grow, compete, and improve business operations. This annual event brings together payments professionals who are looking for guidance from today’s industry experts, networking opportunities and continuing education credits.

These topics and more:

  • Banking on Cannibas - Andrew Boettcher, State of MI, Department of Treasury
  • Third Parties: Managing Them and the Risks - Adrian Brown, The Clearing House Payments Authority
  • Check Pain Points - Dal Bolt, ECCHO
  • Managing Risk for A2A and P2P Payments - Meg Prieur, The Clearing House Payments Authority
Only $299 for this multi-day event. Reserve your seat now!

The JW Marriott is offering a discounted rate of $219 per night through September 17th. Make your reservations soon!


  • Federal Reserve Bank
  • Magic-Wrighter, Inc.
  • ProfitStars
*Optional pre-conference Alliance Meetings and Welcome Reception on Wednesday Evening / Sessions all day Thursday, half day Friday.

Real-Time Payments

What's in it for you?

RTP Technical Session

Join us for a technical session designed to provide participants with the tools to develop and execute their RTP implementation strategy. Attendees will be led through a highly interactive program designed to help financial institutions of all sizes create a framework for executing an effective strategy for implementing RTP. Issues to be covered include a study of the technical implications of RTP implementation, risk management and fraud considerations and operational impact. In addition, participants will also examine the strategic issues related to the adoption of this new rail including market positioning and adoption strategies.
  • Boston, MA - Tuesday, September 17, 2019 l 8:30 am – 4:30 pm ET
  • Kansas City, MO - Thursday, September 19, 2019 | 8:30 am – 4:30 pm CT

More on RTP…

TCHPA: Professionals in every trade have an association they rely on for industry expertise, support and resources. We're the Association for Payments People®

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