THIS PRODUCT IS PRICES FOR QUANTITIES OF 5 OR MORE ONLY.  To order smaller quantities, please return to the store and choose the product priced for quantities up to 4. 

Access to the Rules & Guidelines helps to identify new opportunities to leverage the ACH Network to meet customers’ needs, while maintaining a clear understanding of ACH Network requirements.

The Rules include the legal framework for the ACH Network, and the basic obligations of each ACH Network participant. Additionally, the included appendices contain details on Rules enforcement, annual audit requirements, a complete table of return reason codes and formatting specifications.

The Guidelines expands on the Rules, providing complete descriptions of each ACH Network participant type and its role and responsibilities, detailed overviews of the Standard Entry Class Codes and use-case examples in special topic areas, such as Third-Party Service Providers.

Please review complete product details prior to ordering: 

• The member price shown is discounted through December 1, 2024 during TCHPA’s annual pre-production Rules promotion. Bulk price will increase to $57.00 on December 8, 2024. 

• Pre-production Rule Book orders MADE ON OR BEFORE NOVEMBER 21, 2024 include a complimentary online access code for the NachaOperatingRulesOnline.org website (printed on a page inside the front cover of the book). Books printed after this date do not guarantee access code.

• The Clearing House provides all financial institution members with one complimentary Nacha Operating Rules & Guidelines book, which is expected to be delivered in late December 2024 to the attention of your ACH Department.

• Postal and other shipping service slowdowns that are beyond the control of TCHPA may impact delivery; however, orders placed by December 1, 2024 are expected to be delivered by January 1, 2025.

• ODFIs- Purchase the Nacha Operating Rules & Guidelines for your Originators and remind them of their compliance responsibilities. 

• Your 2025 Nacha Operating Rules & Guidelines format options include Book, Online Access and eBook (aka Digital App, mimics the format of the printed book.)