This session will introduce attendees to the various types of risk that impact the U.S. payments system, with an emphasis on Credit Risk, Fraud Risk, and Operational Risk. 

Earn your certificate of completion from TCHPA to show your knowledge of payments risk. You must complete required courses prior to earning the certificate.

Earn your certificate of completion from TCHPA to show your knowledge of payments fundamentals

This session explore how the writing and signature requirements in the Nacha Operating Rules (and Regulation E for preauthorized debits) can be satisfied in compliance with ESIGN. Attendees will learn the practical steps for obtaining and documenting consumer consents, common pitfalls in electronic ACH authorizations, and best practices for record retention and security as mandated by ESIGN