An Associate Engineer works as a member of a high-performing, high-security, development team and applies software or systems engineering methods and techniques to the design, development, integration, qualification and/or support of products and tools within one or more limited area of expertise. These areas include but are not limited to: operating systems, mission critical database technologies, compilers, security (network and enterprise servers), server virtualization, message processing/messaging queuing, platform level systems management, release tooling/automation, and enterprise performance characterization.

Associate Engineers are involved in the full product development life-cycle from requirements gathering through design, implementation, testing and support. These products are the primary bank transfer solution, CHIPs, as well as applications for automated clearing house (ACH) transactions. Our software is written in both modern technologies (e.g. Java, C, C++, .Net) and system proprietary languages (ALGOL). Our environments include Windows, Linux, VMWare and the Unisys ClearPath Libra MCP OS environments.

Innovation in payments is at the core of The Clearing House’s (TCH) 166 year history.  In this modern digital era, TCH is focused on driving sustainable innovation in banking and payments in partnership with the industry, highlighted by the development of the first digital native payment system designed for the 21st century and beyond, RTP. The product innovation team at The Clearing House is responsible for working across the organization and industry to identify and foster new innovative concepts that help to propel the industry forward.  They are looking for a Business Analyst to join this growing team. The Business Analyst will be a key member of the TCH Product Innovation team.  This position will work closely with Product Management, Technology, Risk and Operations, and other key stakeholders through the ideation process to develop, analyze, and document concepts and requirements around strategic innovation initiatives. The candidate will collaborate internally to ensure successful transition of innovation projects into the product teams.  S/he will become a key subject matter expert on the desired functionality and assist in educating both internal and external users during the early stages of implementation. 

Business Analysts in the Real-Time Payments Product Development and Management unit (1) provide data monitoring, retrieval, analysis, reporting and presenting to support product and strategy decision-making for the Real-Time Payments network; (2) work with banks and fintechs to onboard new customers to RTP during the current growth phase of the product; and (3) undertake a variety of projects as needed in areas such as process development and change, payment fraud analysis and prevention, liquidity usage and optimization, et al.

The selected candidate will be implementing and supporting a multi-tiered high-availability Citrix infrastructure that is geographically distributed. The candidate will be involved in supporting, in varying capacities, a range of virtualization products including but not limited to Citrix XenApp, XenDesktop, StoreFront, VMware, and various related and unrelated subsystems necessary to support a virtual desktop and application delivery environment. 

We are searching for a talented, self-motivated individual to join our Core Product development team in either our downtown-NY office or our Winston-Salem, NC facility. The responsibilities of this dynamic position include the development of new functionality, maintenance and test of these key applications. Members of this team utilize ALGOL and COBOL as their primary programming languages, and work within the Software Development Life Cycle (SDLC) process along with various Project Management and Business Groups. The candidate will work on development efforts using standard programming practices, concepts and principles.

The Clearing House (TCH) is a banking association and payments company that provides critical services to the banking industry and which has served in this capacity since 1853. Our core products encompass a real-time system process for US dollar transactions for both International and Domestic banks responsible for approximately 95% of cross-border transactions, and a network for the processing of large volumes of debit and credit transactions nationally to facilitate services including Direct Deposit of payroll and Bill Payments. TCH currently serves tens-of-thousands of customer accounts with upwards of 450,000+ transactions and $1.5 trillion per day, and 50+ million transactions with $130 billion on average for our core products, respectively.

Controls access to the facility, screens visitors and employees in an efficient manner in order to expedite their admittance to the facility. Monitors site for suspicious behavior, unlawful guests, safety hazards, inclement weather.  Receives and escalates as required all communication from employees regarding  emergency and non-emergency situations. 

This is an enterprise systems, distributed development position where the primary responsibilities of the SQL development team include: architecture and design of a multi-terabyte SQL environment with emphasis upon security, high availability, optimization, performance, tuning, and automation.

The Director of Common Business Services Engineering is a hands-on management position leading a team of developers building and supporting common business services used by all TCH products. The Director of Common Business Services will identify opportunities for developing and re-using common components and services in existing and new applications.  

This position is for a Director of Engineering.  This is a director level hands-on position for managing teams working in AWS and leading a team of developers building and supporting common business services used by all TCH products. The successful candidate will be involved in building and testing new applications within the RTP and IXB (Immediate Cross Border payments) product families.  

The Information Security group is looking for a Director, Enterprise Security Architect as a direct report to the SVP, Chief Information Security Officer. The leader in this position will provide expertise in information security architecture in concert with enterprise data, application, and distributed systems architectures, and will play a key role in translating the business vision, strategy, policies and procedures into key security policies, requirements, models, and principles.

The Director, Enterprise Security Architect will be responsible for the oversight and management of Information Security architecture function. This position is a unique opportunity to lead, evaluate, design, engineer, and manage information security systems, create, and maintain security baselines, and enhance the security posture of critical payment systems.

The role crosses a broad spectrum of responsibilities in product management, risk management, project management and works closely with TCH operations and technical departments as well as legal to ensure proper management of the EPN product offerings. Ensure EPN remains viable and sustainable via strong product disciplines, documented processes, analysis, and dialogue with participants, support of customer relationship management efforts and enhanced product features and functions. Work with enterprise risk management and vendor management regarding internal and external requests.

The Operations Director provides leadership to the Operations team to ensure transactions are processed with the highest level of quality and in a timely manner.

This role will actively manage and support the business development, onboarding, product adoption and usage of the Real Time Payments System by banks and their end users. Specific areas of responsibility will include direct product oversight and ownership for the Zelle over RTP product set, support for go to market activities involving TCH document repository service. The candidate will work directly with banks, as well as corporate clients and technology providers as appropriate, to introduce them to RTP, work with them through the onboarding process for the products or services that they will manage, and assist with use cases and product ideation.  Management, oversight and leadership of working groups, sub-committees and pilot/proof of concept activities will be critical responsibilities.

The Engineer will be responsible for architecting, implementing, and day-to-day activities related to the Technology Infrastructure and Platform Systems portfolio within TCH Operations and Technology with oversight and governance for key systems administration initiatives ensuring the integrity of the distributed and mainframe platform services for our customer facing applications and corporate systems portfolio. This Engineering role is specific to Middleware Technologies such as IBM MQ, IBM Websphere Application Server, Confluent Kafka, BMC Middleware Management and MFT/Control-M.

This position is for an Engineer, RTP Application Development. This is a highly technical hands-on position, enhancing and supporting the system. The Engineer role at TCH is reserved for senior technologists with exceptional skills in a wide array of technologies.

The Enterprise Senior Systems Administrator role will be responsible for architecting, implementing, and the day-to-day activities related to the corporate application infrastructure portfolio within TCH Operations and Technology with oversight and governance for key systems administration initiatives ensuring the integrity of our customer facing applications and corporate systems portfolio.

The Enterprise Senior Systems Administrator role will be responsible for architecting, implementing, and the day-to-day activities related to the corporate application infrastructure portfolio within TCH Operations and Technology with oversight and governance for key systems administration initiatives ensuring the integrity of our customer facing applications and corporate systems portfolio.

The Member Services Specialist works closely with a variety of stakeholders to ensure that all member expectations are met, with direction from the Manager of Member Success.  This may include support for education and training needs, managing the publications and store processes, support for the professional services work, monthly member billing and that member service inquiries are fulfilled.  The Specialist must work both independently and with the TCHPA team, as well as with TCHPA members/subscribers and customers.  The Specialist is an active participant in all phases of planning and execution of every primary TCHPA activity.

The Network Engineering Specialist-Compliance Management will be responsible for compliance management, device hardening and general network security within the network infrastructure. The engineer will also assist in the designing, building and maintaining The Clearing House’s internal and external network infrastructure.

The Payments Operations Specialist provides support of the products and services offered by The Clearing House ensuring transactions are processed with the highest level of quality and in a timely manner. The role requires working on a set schedule that ensures 24/7 coverage for TCH customers. 

The hours for this position are: 10:00am-6:00pm Monday-Friday. Overtime hours may be required.

Information Security (IS) group is looking for a Security Architecture Manager as a direct report to the Director of Enterprise Security Architecture. In this role, the candidate will provide technical leadership, subject matter expertise and direction on complex projects/initiatives for their assigned area(s) of responsibility. This position will function as a technology leader in the architecture design, planning, and delivery of enterprise-class security systems both on premise and in the cloud. We are seeking strong, self-motivated candidates with a proven track record of understanding security controls, and working across an organization to implement and validate controls.

The Senior Architect Lead - Solutions Architect is a key member of the TCH Enterprise Architecture team and is responsible for the overall design of complex systems and mapping business requirements to systems/technical requirements. The Solution Architect works as a team member supporting one or more Product initiatives with the goal of delivering complete solutions that support the TCH product strategy. Technology domains will include traditional distributed on premise environments as well as Cloud hosted IaaS, PaaS, and SaaS deployment models.

This position is for a Senior Java/Unix Developer. The Senior Developer is responsible for design and coding of new applications as well as enhancing and maintaining existing applications.  The Senior Developer works closely with the Product Management, Operations and Technology Infrastructure departments as well as external clients and vendors to define and implement new features and capabilities.

The SLRM Senior Business Analyst role is responsible for performing risk based analysis and reporting of operational, liquidity, and systemic risks associated with CHIPS and RTP. As part of the Systemic & Liquidity Risk Management team, the senior business analyst will assist in development and evaluation of simulation stress tests, sensitivity assessments, and daily production monitoring. Specifically, the responsibilities include modelling, data analytics visualization, and interconnectedness research. Additional responsibilities will also comprise of assisting in implementation and maintenance of Liquidity Simulation database for CHIPS, RTP risk database, and overall risk reporting and data analysis.

This role works closely with enterprise risk management, operational and technical teams, to scope, document, guide, test, record and implement any needed changes to the determined solution. The role will gain a thorough understanding of CHIPS, RTP, and must thoroughly understand the organizations' business technology and the information systems framework and the issues and challenges facing the organization to achieve successful implementation.

This role will be responsible for architecting, implementing, and day-to-day activities related to the Technology Infrastructure and Platform Systems Database portfolio within TCH Operations and Technology, with oversight and governance for key systems administration initiatives ensuring the integrity of the distributed database services for our customer facing applications and corporate systems portfolio.

This role will work to develop assigned software projects, develop product maintenance assignments, provide 3rd level software support and will work directly with the management of outsourcing vendor relationships while ensuring quality deliverables are completed on time and in accordance with TCH standards.

The Staff Accountant will perform general accounting functions with an emphasis on processing and maintaining the accounts payable records of The Clearing House.

The Technical Specialist will play a vital technical role in the technology team responsible for the TCH payment platforms. This role covers a range of support functions associated with the day-to-day operations of a 24/7 high availability, high security financial transaction processing platform. The ideal candidate will possess strong hands-on experience with supporting high availability, distributed online transaction processing applications using JAVA/JEE, WebSphere, Linus, REST/JSON, Web Api(s), DB2 (or other Relational Databases), ISO 20022, ISO 8583 or other financial messaging standards. 

Prior experience working with Payment networks (Visa, Mastercard, AMEX), commercial or retail banking with emphasis on Digital Channels, Tokenization techniques, implementation of RTP at a financial institution or third-party service provider is desirable.

The Testing Analyst’s primary responsibilities include providing support for certification activities for all TCH internal and external customers. This position manages the testing schedule and supports customers with their testing activities.

The Clearing House Payments Company, LLC (TCH) is a bank owned, industry utility that operates four payment systems: a high value funds transfer system (CHIPS), the country’s first real-time, end to end system (RTP), an automated clearinghouse (EPN), and a check image exchange. TCH also operates related businesses, including a tokenization service (STE), a regional payments association (TCH RPA), and a check image rules organization (ECCHO).  

Because of its role in payments, TCH is regulated and supervised as a systemically important financial market utility under Title VIII of the Dodd Frank Act and as a systemically important service provider under the Bank Service Company Act.  As such, TCH is required to comply with various regulations and to meet expectations set out in supervisory guidance.  This posting is for a position with the Legal Regulatory Matters team, which is responsible for ensuring that TCH takes the steps necessary to comply with applicable regulations.  Specific examples of responsibilities that fall under Regulatory Matters include TCH’s Recovery and Wind Down Plan, Equity Plan, and Cyber Resiliency Plan, CHIPS’ Tiered Participation analysis and Public Disclosure Statement, and CPMI end point security and cyber security guidance.  While many of these areas require subject matter experts to contribute to and develop required artifacts, the Regulatory Matters team is ultimately responsible for the quality and the timely submission of the artifacts.  

While the primary responsibilities of this position fall under the Regulatory Matters team, there may be opportunities to provide legal support to some of TCH’s payments business lines.

Role has oversight and responsibility for maintaining, modifying, and updating the ECCHO Rules, which serve as a framework for private sector electronic check exchange, while ensuring the universal fairness in the ECCHO Rules, transparency, and opportunities for input from all ECCHO members.  As part of these responsibilities, individual in this role serves as the principal manager of ECCHO’s governance framework across its committee structure, managing committee proceedings while facilitating healthy member input, discussion, and consensus to effect rules changes. Position has responsibility for creating all meeting materials working in concert with team members and Legal Department and effectively conducting meetings that result in productive rules changes, but also ongoing education and industry discussion.  Position also has responsibilities in continually maintaining and enhancing relationships with members, sponsoring organizations, prospective members and industry leaders. In concert with Legal Department, advocates for improvement, efficiency and risk mitigation across the check payments industry.

Establish and lead the Procurement function for the Company.  Responsible for (1) strategic vision, (2) manage the complete procurement process, and supervise procurement team.   Responsibilities include managing daily activities in purchasing; managing contract life cycle including administering, negotiating, reviewing, renewing, filing, and evaluating for availability, price, term, and quality of products. Coordinating bid process and ensuring compliance with company policies and procedures.