James D. Aramanda is President and Chief Executive Officer of The Clearing House, overseeing the nation’s first bank association and largest private-sector payment system infrastructure for clearing and settling U.S. Dollar payments.

Prior to joining The Clearing House, Mr. Aramanda was Group President and Executive Vice President of Automatic Data Processing, Inc. leading the brokerage, claims and dealer service businesses in 50 countries.  Mr. Aramanda also served as Vice Chairman of Mellon Financial Corporation and was a member of its Executive Committee. During his 25-year tenure at Mellon (now Bank of New York Mellon), he was the executive officer responsible for many of its businesses including: treasury services, cash management, brokerage services, securities services administration, and Buck Consultants (a global HR benefits consulting services firm).

Mr. Aramanda is currently a director of the Bergen County United Way.  He is a past director of Solium Capital, Inc. and CIBC Mellon, and was a member of the Farmer School of Business Advisory Board.

Mr. Aramanda earned a B.S. degree from Miami University, Oxford, Ohio.

Greg Baer is President of The Clearing House Association and Executive Vice President and General Counsel of The Clearing House Payments Company, the oldest and largest private sector payments operator in the United States. The Clearing House Association represents the interests of The Clearing House’s commercial bank ownership on a diverse range of regulatory and legislative matters through position papers, academic research, comment letters, and amicus curiae briefs. Mr. Baer oversees the legal, compliance, and litigation functions for the organization’s payments business and leads the strategic agenda and operations of the Association.

Prior to joining The Clearing House, Mr. Baer was Managing Director and Head of Regulatory Policy at JPMorgan Chase, working to analyze the impact of regulatory developments, formulate and present positions to regulatory authorities globally, and engage in capital policy and planning. He previously served as General Counsel for Corporate and Regulatory Law at JPMorgan Chase, supervising the company’s legal work with respect to financial reporting, global regulatory affairs, intellectual property, private equity and corporate M&A, and data protection and privacy.

Mr. Baer previously served as Deputy General Counsel for Corporate Law at Bank of America, and as a partner at Wilmer, Cutler, Pickering, Hale & Dorr. From 1999 to 2001, Mr. Baer served as Assistant Secretary for Financial Institutions at the U.S. Department of the Treasury, after serving as Deputy Assistant Secretary. Prior to working for the Treasury Department, Mr. Baer was managing senior counsel at the Board of Governors of the Federal Reserve System.

Mr. Baer received his J.D. cum laude from Harvard Law School in 1987, and served as managing editor of the Harvard Law Review. He received his A.B. with honors from the University of North Carolina at Chapel Hill in 1984. He is the author of two books: The Great Mutual Fund Trap (Random House, 2002) and Life: The Odds (And How to Improve Them) (Penguin-Putnam, 2003).

Mr. Alexander is the Executive Vice President and Chief Information Officer for The Clearing House and is responsible for directing and coordinating all technology and operations across the Company.

Prior to joining The Clearing House, Mr. Alexander was Executive Vice President, Chief Information Officer, and Head of the Technology Group at the New York Federal Reserve Bank, where he also served on the Bank’s Management Committee. Prior to being named Head of the Technology Group and CIO, Mr. Alexander led the Bank’s application development efforts, and was instrumental in the development of a Bank and System-wide architecture and for the development and completion of the Fedwire modernization.

Mr. Alexander has more than 25 years of international management and development experience with premier firms in the technology and financial services industry including Oracle and AXA Equitable. Mr. Alexander holds a B.Sc. in Computing Science and an M.B.A. from the University of Glasgow in Scotland.

Mr. Cadman is the Executive Vice President and Chief Auditor for The Clearing House and is responsible for directing and coordinating audit assurance activities across the entire Company.

Mr. Cadman has over 25 years’ of global financial services experience. Prior to joining The Clearing House, Mr. Cadman held several senior positions at Citigroup, most recently as the Managing Director and Chief Auditor for the Operations & Technology functions within the Institutional Clients Group which encompassed Capital Markets, Transaction Services, Investment Banking and Private Banking.

Prior to joining Citigroup, Mr. Cadman worked in various Risk & Technology roles for HSBC, Standard Chartered and Salomon Brothers based in London.

Bill Sweeney is the Chief Risk Officer for The Clearing House. Mr. Sweeney has a long background in financial services covering both risk and technology.

Prior to joining The Clearing House, Mr. Sweeney was the Chief Technology Officer for BAE Systems Applied Intelligence, focusing on financial crime, fraud detection, money laundering, and information security and cyber. Bill has transformed large financial organizations serving as the CTO for HSBC’s Investment Bank and as the CIO for Risk, Compliance, and Legal Technology for Citigroup’s Investment Bank. Bill also has transformed smaller organizations including Bridgewater Associates Research Technology division.

Outside the Investment Banking world, Bill has developed IT strategies for Internet Advertising, Retail Banking, Insurance Companies, Commercial Printing, & Online Campaign Management, and other industries. Many of Bill’s accomplishments have been at the intersection of data and analytics. Bill was recognized by Computerworld as a Premier 100 IT leader.

Bill is a graduate of Manhattan College, Class of 1978. He has a Master’s Degree in Computer Science from the University of Southern California.

Russ Waterhouse is Executive Vice President of Product Development and Strategy at The Clearing House. In this role, Russ oversees the evolution of The Clearing House’s core payments products (CHIPS, ACH and check image exchange) and leads its innovation efforts to support the next generation of safe, reliable and efficient payment systems for banks and their customers. Current priorities include the development and implementation of tokenization in payments and a real-time retail payments system.  

Russ combines expertise in technology, product development, financial services and corporate management, garnered from more than 25 years of experience with diverse U.S. and Canadian organizations.  Prior to joining The Clearing House, Russ was the President of Computershare Ltd. North America, President and Chief Executive Officer of Computershare Trust Company of Canada.  He spent 10 years with Mellon Financial Corporation, holding several key roles, including: Group Vice President of ChaseMellon Shareholder Services, Chief Operating Officer of the R.M. Trust Company of Canada, Chief Financial Officer of Mellon Investor Services and Chief Financial Officer of The R.M. Trust Company of Canada.  

Greg Baer is President of The Clearing House Association and Executive Vice President and General Counsel of The Clearing House Payments Company, the oldest and largest private sector payments operator in the United States. The Clearing House Association represents the interests of The Clearing House’s commercial bank ownership on a diverse range of regulatory and legislative matters through position papers, academic research, comment letters, and amicus curiae briefs. Mr. Baer oversees the legal, compliance, and litigation functions for the organization’s payments business and leads the strategic agenda and operations of the Association.

Prior to joining The Clearing House, Mr. Baer was Managing Director and Head of Regulatory Policy at JPMorgan Chase, working to analyze the impact of regulatory developments, formulate and present positions to regulatory authorities globally, and engage in capital policy and planning. He previously served as General Counsel for Corporate and Regulatory Law at JPMorgan Chase, supervising the company’s legal work with respect to financial reporting, global regulatory affairs, intellectual property, private equity and corporate M&A, and data protection and privacy.

Mr. Baer previously served as Deputy General Counsel for Corporate Law at Bank of America, and as a partner at Wilmer, Cutler, Pickering, Hale & Dorr. From 1999 to 2001, Mr. Baer served as Assistant Secretary for Financial Institutions at the U.S. Department of the Treasury, after serving as Deputy Assistant Secretary. Prior to working for the Treasury Department, Mr. Baer was managing senior counsel at the Board of Governors of the Federal Reserve System.

Mr. Baer received his J.D. cum laude from Harvard Law School in 1987, and served as managing editor of the Harvard Law Review. He received his A.B. with honors from the University of North Carolina at Chapel Hill in 1984. He is the author of two books: The Great Mutual Fund Trap (Random House, 2002) and Life: The Odds (And How to Improve Them) (Penguin-Putnam, 2003).

William (Bill) Nelson is Executive Managing Director, Chief Economist, and Head of Research, The Clearing House Association, and Chief Economist of The Clearing House Payments Company. Mr. Nelson contributes to and oversees research and analysis to support the advocacy of the Association on behalf of the owner banks.

Prior to joining The Clearing House in 2016, Mr. Nelson was a deputy director of the Division of Monetary Affairs at the Federal Reserve Board where his responsibilities included monetary policy analysis, discount window policy analysis, and financial institution supervision. Mr. Nelson attended Federal Open Market Committee meetings and regularly briefed the Board and FOMC. He was a member of the Large Institution Supervision Coordinating Committee (LISCC) and the steering committee of the Comprehensive Liquidity Analysis and Review (CLAR). He has chaired and participated in several BIS working groups on the design of liquidity regulations and most recently chaired the CGFS-Markets Committee working group on regulatory change and monetary policy. Mr. Nelson joined the Board in 1993 as an economist in the Banking section of Monetary Affairs. In 2004, he was the founding chief of the new Monetary and Financial Stability section of Monetary Affairs. In 2007 and 2008, he visited the Bank for International Settlements, in Basel, Switzerland, where his responsibilities included analyzing central banks’ responses to the financial crisis and researching the use of forward guidance by central banks. He returned to the Board in the fall of 2008 where he helped design and manage several of the Federal Reserve’s emergency liquidity facilities. 

Mr. Nelson earned a Ph.D., an M.S., and an M.A. in economics from Yale University and a B.A. from the University of Virginia. He has published research on a wide range of topics including monetary policy rules; monetary policy communications; and the intersection of monetary policy, lender of last resort policy, financial stability, and bank supervision and regulation.

Bill Nelson's CV

Mr. Newell is Executive Managing Director, Head of Regulatory Affairs and General Counsel of the Association at The Clearing House, overseeing regulatory affairs and advocacy and assisting in the development of regulatory policy, strategy, and advocacy. Previously, Mr. Newell worked at WilmerHale where, as counsel in the Regulatory and Government Affairs Department, he represented a wide range of U.S. and foreign financial institutions regarding regulatory matters. He also previously served as counsel in the Legal Division and then regulatory policy advisor in the Banking Supervision & Regulation Division to the Board of Governors of the Federal Reserve System, where he developed and implemented financial regulatory policy with a focus on issues affecting large complex financial institutions.

Previously at both WilmerHale and the Fed, Mr. Newell focused on a wide range of Dodd-Frank Act and other prudential regulatory policy issues. While at the Fed, he represented the Board in international forums, interagency rulemaking negotiations, congressional staff meetings, and rulemaking and regulatory policy matters. Prior to joining the Fed, Mr. Newell practiced as an attorney at Sullivan & Cromwell, Natixis, and American Express.

He received his J.D. from Yale Law School where he was a senior editor of the Yale Law Journal. He is admitted to the bars of New York State and the District of Columbia, a member of the Exchequer Club, and a frequent speaker on financial regulatory reform. He is also a faculty member of the Banking Law Fundamentals Program at the Berkeley Center for Law, Business, and the Economy and the Boston University School of Law.

Mr. Wagner leads the financial-regulatory advocacy efforts of The Clearing House on a broad range of capital, liquidity, counterparty exposure, stress testing, risk management, audit, tax, accounting and reporting matters affecting the commercial banking sector. He works closely with chief financial officers, treasurers, chief risk officers and tax directors at member banks in shaping and drafting advocacy positions in comment letters and white papers. He is responsible for representing member banks before federal regulatory agencies, accounting standard-setting boards (the FASB and IASB), federal and state tax authorities, U.S. Treasury and Congressional staffs. 

Prior to joining The Clearing House, he provided tax advisory, accounting and risk-management support to Citigroup’s consumer, corporate and wealth-management businesses in developed and emerging markets, including advising senior management on structuring and integrating numerous acquisitions, divestitures and strategic investment proposals. Mr. Wagner was in private practice before joining Citigroup. He received both his master’s degree in taxation and his law degree from New York University.

Mr. Court is responsible for developing and managing the Association’s advocacy efforts in a variety of different regulatory and policy areas, including principally Dodd-Frank Act implementation, ending TBTF, recovery & resolution planning, enhanced prudential standards, and structural reforms and activity limitations impacting banking organizations.

He is the principal staff adviser to The Clearing House’s Bank Regulatory Committee, which is comprised of the senior bank regulatory lawyers at Clearing House owner banks. Prior to joining The Clearing House in June 2012, Mr. Court spent 10 years in private practice advising clients on various financial regulatory and enforcement matters, most recently as a member of the Financial Institutions Regulatory and Enforcement group at Skadden, Arps, Slate, Meagher & Flom LLP. Mr. Court holds a B.A. from Cornell University and J.D. from George Washington University School of Law.

Mike is Managing Director and Head of Government Affairs at The Clearing House. Previously he worked as Assistant Congressional Liaison at the Federal Reserve Board of Governors, where he supported the Board's outreach to the House and Senate committees of jurisdiction and other offices. He joined the Board after working as Senior Economist on the Senate Banking Committee under then Ranking Member Mike Crapo. During his time on the Committee, he worked on housing finance reform, and the passage of the Terrorism Risk Insurance Program Reauthorization Act of 2015, among other issues. 

Mike earned a M.A. in applied economics from Johns Hopkins University and a B.A. in economics from Brigham Young University.

Ms. Pidano is Managing Director and Senior Associate General Counsel of the Association at The Clearing House where she assists in the development of policy, strategy and advocacy on a wide range of bank regulatory issues that impact large banking organizations. Ms. Pidano is the principal staff adviser to The Clearing House's Litigation Advisory Committee, which oversees the Association's judicial advocacy, and she supports the work of the AML Summit and the AML Committee.

Prior to joining The Clearing House in 2014, Ms. Pidano served as counsel in the Legal Division of the Board of Governors of the Federal Reserve System for eight years, where she focused on a variety of regulatory and policy matters. She was involved extensively in the Dodd-Frank legislative drafting process and in implementing a number of important rules under that Act. Ms. Pidano received her J.D. from Georgetown University Law Center magna cum laude and holds a B.A. from Yale University.

Gregg L. Rozansky is Managing Director and Senior Associate General Counsel of The Clearing House. In that capacity, Mr. Rozansky leads the policy efforts of The Clearing House on a wide array of bank regulatory, compliance and corporate governance-related issues impacting large financial institutions.  Mr. Rozansky is a frequent presenter on bank corporate governance and regulatory issues at leading financial industry events and has written extensively on the regulation of major banking institutions and regulatory reform, including the Dodd-Frank Act.

Prior to joining The Clearing House in 2013, Mr. Rozansky advised financial institutions on U.S. bank regulatory and compliance issues in private practice at Cleary Gottlieb Steen & Hamilton and Shearman & Sterling, focusing on cross-border transactions and the implications of U.S. and global regulatory reforms and developments.  Mr. Rozansky is a graduate of Harvard Law School and earned his B.A. in economics and government at Cornell University. At Harvard, he held a position as a Teaching Fellow in the Department of Economics.

Brett Waxman is Managing Director and Associate General Counsel at The Clearing House, overseeing a broad range of commercial banking, finance and risk matters.  Mr. Waxman is responsible for leading the Association’s advocacy efforts, including drafting comment letters and meeting with the federal bank regulatory agencies on a variety of capital, liquidity, stress testing and risk management issues.  He is the principal staff adviser to The Clearing House’s Chief Risk Officer Summit and supports the Chief Financial Officer Summit.

Mr. Waxman joined The Clearing House after serving as a corporate associate with the law firm of Willkie Farr & Gallagher LLP in New York City.  He represented public and private companies as well as financial institutions on various strategic transactions, including mergers & acquisitions, corporate restructurings, credit facilities and joint ventures.  Mr. Waxman is a graduate of Harvard Law School and earned his B.A. in economics and psychology at Tufts University.

Francisco Covas is Senior Vice President, and Deputy Head of Research, The Clearing House Association. Francisco contributes and helps overseeing research and analysis to support the advocacy of the Association on behalf of the owner banks.

Prior to joining The Clearing House in 2016, Francisco was an assistant director of the Division of Monetary Affairs at the Federal Reserve Board where he supervised a team focused on the effects of changes in bank regulation on monetary policy, on the role of banks in the transmission of monetary policy, and on the development and validation of stress testing models. Prior to that, was an economist in the Division of Banking Supervision & Regulation and focused on a range of capital, liquidity and other regulatory initiatives.

Francisco earned a Ph.D. in economics from University of California, San Diego in 2004 and a B.A. from the Universidade Nova de Lisboa, Portugal in 1997. He has written extensively on liquidity rules, capital regulation and stress testing and has published research on a wide range of journals, including American Economic Review, Journal of Money Credit and Banking, International Journal of Forecasting, among other academic journals.

Sean Oblack is Senior Vice President for Media and Public Affairs at The Clearing House.  Mr. Oblack develops and implements public affairs campaigns in support of The Clearing House Association’s advocacy initiatives regarding regulatory and financial services policy. He is also responsible for promoting awareness of the Payments Company’s new Real-Time Payments system.  

Prior to joining The Clearing House, Mr. Oblack was the Communication Director to two Chairman of the U.S. Senate Committee on Banking, Housing and Urban Affairs.  During his tenure with the Banking Committee, numerous pieces of legislation were passed and signed into law including, Dodd-Frank Wall Street Reform and Consumer Protection Act, reauthorizations of the Import-Export Bank and National Flood Insurance Program, and the Iran Threat Reduction and Syria Human Rights Act of 2012.  The Committee also laid the groundwork for comprehensive housing finance reform which passed out of committee with bipartisan support.

Mr. Oblack also worked in the personal offices of Congressman Adam Schiff (D-CA), Senators Christopher Dodd (D-CT) and Joseph Lieberman (D-CT).

Mr. Oblack earned a B.A. in political science from Colgate University.

Mr. Colassano is an accomplished bank executive, with over 25 years of experience in all facets of the payments and cash management business.  He joined The Clearing House in February as a Senior Vice President in the Product Development and Strategy group, focusing on bank readiness and product strategy for TCH’s real-time payments program.  In this role, he works closely with TCH owner banks on the establishment of new product opportunities and applications for the real time payments system, and in setting strategic priorities for this core payments infrastructure.

Before joining The Clearing House, Mr. Colassano spent 10 years with HSBC as a Product Executive in their Payments and Cash Management group.  During that period he served as the Global Product Head for their Payables business which had overall responsibility for faster payments initiatives and all cash, check and ACH payment products worldwide.  He also served as the U.S. Product Executive for all payable, receivable and liquidity products. Prior to HSBC, Mr. Colassano spent 15 years with JPMorganChase in a variety of cash and treasury management roles, spanning product management, business strategy, technology, operations and finance.

Mr. Colassano holds Masters Degrees in Banking and Finance from Pace University.

David Drossman is the Senior Vice President and Chief Information Security Officer for The Clearing House, responsible for the overall strategy, development, implementation and management of the company’s comprehensive information security program.   The Clearing House clears and settles nearly $2 trillion each day in electronic payments and has been designated as a Systemically Important Financial Market Utility (SIFMU) for its operation of the CHIPS wire transfer system. 

Mr. Drossman has 20 years of experience as a practitioner and leader in information technology, information security and technology risk management. Prior to joining The Clearing House, Mr. Drossman was Vice President and Deputy Information Security Officer for the Federal Reserve Bank of New York, where he lead various components of the Information Security program.  He was previously the Information Security Officer at Investment Technology Group in New York City.

Mr. Drossman holds many certifications in his field and is a graduate of the University of Michigan with a B.S. degree in Mathematics.  

Dave Fortney is Senior Vice President, Product Development and Management for The Clearing House. In this capacity, Mr. Fortney is responsible for defining strategy, identifying synergistic opportunities and overseeing the development of new products for the company. Currently, Mr. Fortney is leading The Clearing House’s initiative to develop, pilot and launch a secure digital payments tokenization system.

Mr. Fortney has deep expertise in conceptualizing and growing innovative e-Finance ventures for financial institutions, financial technology providers and emerging payments companies. Prior to joining The Clearing House, Mr. Fortney held executive roles at Metavante Corporation, including President and General Manager of the organization’s ePayment Solutions Division and Chief Technology Officer. Previously, he served as EVP and CTO of Paytrust, an online bill management company and as Senior Vice President of Payments and Access Strategy for Bank of America, where he was recognized by former CEO Hugh McColl with the “Crystal Hand Grenade” Award for contributions to the bank’s pioneering e-commerce and electronic payments initiatives.

Mr. Fortney has served on a variety of industry associations, including a term as Chairman of the eFinancial Enablers Council and a Board Member of The Milwaukee Institute and The Electronic Funds Transfer Association (EFTA).

A Morehead Scholar at the University of North Carolina, Mr. Fortney graduated with a Bachelor of Science in Mathematics and earned a Master’s degree in Operations Research from Stanford University.

Ms. Gimbert serves as in-house counsel to The Clearing House supporting its payment businesses. In this role she has been closely involved with the development of the company’s Real Time Payment System. She is a subject matter expert with respect to payments law, regulatory requirements applicable to systemically important financial market utilities and the treatment of payment system participants in resolution.  She is also responsible for following policy, regulatory, legislative and litigation developments in the payments, sanctions, and AML space and engaging with regulators and industry participants to advance the interests of The Clearing House’s payments company and its owner banks.  Prior to joining The Clearing House Ms. Gimbert was counsel to the Federal Reserve Bank of Atlanta, providing legal support to the Reserve Banks’ national ACH and check services. She received both her B.A. and J.D. degrees from the University of North Carolina at Chapel Hill.

Rob Hunter is Deputy General Counsel and Executive Managing Director at The Clearing House where he serves as the senior payments lawyer supporting its ACH, wire transfer, and check image payment networks which clear and settle approximately $2 trillion daily. Mr. Hunter is also actively involved in counseling payments executives on numerous industry-wide product development initiatives in a variety of payments-related areas, including real-time and faster payments, tokenization, electronic bill payments, medical payments, and other initiatives. 

As principle staff advisor on payments law issues for The Clearing House Association, the nation’s oldest banking association, Mr. Hunter is frequently engaged in representing the interests of The Clearing House owner banks on a variety of payments law issues through the filing of comment letters, amicus briefs and white papers. 

Mr. Hunter holds a B.A. degree from Northwestern University and a J.D. degree from the Duke University School of Law. He is a member of the American Bar Association Business Law Section’s Banking Law Committee, where for many years he served as Chair of the Subcommittee on Payments and Electronic Banking. A member of the Editorial Board for Thomson-Reuter’s FinTech Law Journal and the Board of Advisors for the Wake Forest Journal of Business and Intellectual Property Law, Mr. Hunter is a frequent speaker and writer on payments, technology and business law issues.

Eric Laessig is a Senior Vice President and Chief Architect for The Clearing House where he leads the Enterprise Architecture Group responsible for developing and driving the strategic technical architectures that support the business goals of The Clearing House. This includes formation and leadership of key competency centers that help ensure the expertise and governance are in place as new technologies are adopted. 

Mr. Laessig joined The Clearing House in 2010 bringing with him over 20 years’ of diverse experience involving architecture, systems development, and infrastructure. Most of his tenure was within the financial services sector holding senior technology positions in both architecture and systems development with UBS Wealth Management, Deutsche Bank, and New York Life.  Core focus areas involved customer facing and back-end systems supporting payments, cash management, and content management. Eric holds a BS in Computer Information Systems from Dominican College.

Steve Ledford is a well-known and highly regarded thought leader in the payments industry. At The Clearing House, he works with payments leaders on strategic issues facing our banks today and leads initiatives to address them.

Mr. Ledford has advised leading banks, financial services firms and payment organizations in the US and globally for more than 30 years. His work has focused on payments, advising clients on business strategy, product development, IT and infrastructure planning, operations and the deployment of new payment systems.

Prior to joining The Clearing House, Mr. Ledford was a partner with Novantas, a financial services consulting firm. Before that he was a leader in McKinsey’s global payments practice, and was President of Global Concepts, a consulting and research firm specializing in payments and cash management.

Mr. Ledford is a graduate of Wofford College with a BA in Economics.

Jim McDade is a Senior Vice President at The Clearing House with overall responsibility for the CHIPS and Check Image Product lines. Prior to joining the Product Management team, Jim held a key Relationship Management position at TCH for 5+ years, managing end to end relationships for major customers and owners. Jim, who has more than 40 years’ experience in the Financial Industry, also enjoyed a long and distinguished career at UBS (formerly Swiss Bank Corp) for 28 years during which he worked in and managed a variety of areas ranging from Payments, Trade Finance, Network Management, Prime Brokerage, Securities and Product Management.

Jim began his banking career at The Bank of New York in the Paying and Receiving Department in 1975 and has also worked as a consultant for IBM Business Continuity & Resiliency Services and Morgan Stanley Wealth Management.

Jim was a Division 1 basketball player at and has a Bachelor of Science degree from St. Francis College, Brooklyn NY.

Sean Reilly is Senior Vice President and Associate General Counsel for The Clearing House. Mr. Reilly’s principal responsibilities center on advising members of The Clearing House’s senior business team on vital cybersecurity, intellectual property and technology law issues, including strategic acquisitions, industry-wide product development initiatives, and other important business transactions.  Mr. Reilly also staffs various IP and technology committees, coordinating with top industry executives and senior intellectual property lawyers from the nation’s banks on cutting-edge technology law issues and initiatives of concern to the financial services industry. 

Before joining The Clearing House, Mr. Reilly spent five years at the intellectual property law firm of Fitzpatrick, Cella, Harper & Scinto, advising technology and pharmaceutical companies on all aspects of IP law.  In addition, Mr. Reilly worked at the United States Patent and Trademark Office as a patent examiner, and also worked at Intel Corporation in their Mobile Platforms Group (MPG).    

Mr. Reilly holds a B.S. in Computer Engineering from the University of Florida and a J.D. from Fordham University.  

Chuck Schmidt is a Senior Vice President for The Clearing House and leads the Quality Control group at The Clearing House. Mr. Schmidt has been employed at The Clearing House since October 2007, and he is responsible for testing and certification of computer applications and systems, including platform upgrades.

Prior to joining The Clearing House, Mr. Schmidt had been in the IT consulting business for over 20 years, building and testing large scale applications for Fortune 100 finance, retail, ecommerce and manufacturing clients. He has worked on numerous web and network based solutions such as foreign exchange, international trade documentation, distributed selling tools, and mortgage approval. Mr. Schmidt is an active member of PMI, having presented at several events locally. He graduated with a B.S. in Electrical Engineering from the State University of NY at Buffalo. 

Jeff Williams is Senior Vice President of Product Development and Management with The Clearing House.  In his role, Jeff is responsible for business activities for The Clearing House’s emerging digital payments services and currently focused on the development and launch of a secure digital payments tokenization system.

Jeff has over 23 years of experience in the Financial Services, Retail Banking and Payment services industry. Prior to joining The Clearing House in 2012, Jeff was a leader at Bank of America for 13 years serving various roles including eCommerce Product Executive overseeing Design, Development and Deployment of Retail Payments and Transfers capabilities.

Jeff holds a BS in Applied Mathematics and Computer Science from North Carolina State University.