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TCH Comments on NACHA ACH Message Entries Proposal

The Clearing House (TCH) responded to NACHA’s proposal to create an automated process for requesting and receiving ACH related information and documentation through the ACH network. The letter supports NACHA’s efforts to automate ACH exception processing at a conceptual level, but notes that the benefits of this specific proposal, which would create a new “ACH Message Entry,” may be limited for some financial institutions. The letter also encourages NACHA to provide additional details regarding the contemplated document repository to allow financial institutions to better evaluate the proposal’s impact and potential benefits.