A quick look at payments statistics relative to commerce and the economy.
The third-quarter edition of Banking Perspectives focuses on the fast-changing world of payments, where banks are innovating rapidly and new non-bank payment options are proliferating as Silicon Valley has allocated billions to payments startups. Driven by digital commerce, new payment products aim to make the payment part of any transaction faster, smoother, and more intuitive. Digital and mobile wallets are maturing, the number of person-to-person (P2P) payments are exploding, and banks and regulators are working on standards that may one day allow for cross-border payment, possibly in real time. Most importantly, TCH member banks are creating a real-time payments platform that will support innovative payments products for years to come.Download Full Issue
By The Numbers: Payments
For The Record: Reinventing Payments
TCH CEO Jim Aramanda calls on the industry to deliver a next generation, real-time payments platform that will serve as a foundation for payments innovation for many years to come.
In the VaultAn image from TCH’s 162-year past.
My Perspective: Community Banking at Risk
With the community banking industry at risk and facing many challenges to its business, smaller banks must offer new payment products, such as real-time payments, to further improve strong customer relationships.
Research RundownHighlights from academic and policy research on issues in the banking and payments industry.
TCH Analytics: Risk Barometer
The Q4 2015 edition of TCH Analytics takes a data-driven look at risk among global financial institutions.