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The Innovation Center highlights some of the new ideas and cutting-edge technologies that The Clearing House, member banks, industry partners and technology companies are building to bring new solutions to the market for real-time payments, bill payments, consumer data privacy and more. To see what we are working on and how we do it, explore the following sections below:

Driving Innovation on the RTP Network: The Reinvention of Bill Pay



The Clearing House utilizes a design thinking mindset for effective problem-solving in today’s complicated financial marketplace. This human-centered approach helps generate valuable outcomes for all stakeholders involved. Access Design Thinking Innovation Journey to learn more about our innovation process.