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Payments Pulse

Payments Pulse
The Clearing House
Payments Pulse

Industry News & Resources

U.S. Treasury Tells Banks to Treat Hemp Businesses Like Any Other

Source: Pymnts.com

Detection and Mitigation of Unemployment Insurance Fraud Guidance for Financial Institutions

Source: U.S. Secret Service / U.S. Department of Labor

Synthetic Identity Payments Fraud

Source: Source: Federal Reserve Whit Papers

Rules Updates for ECCHO Members (login required)

Source: Eff July 1, 2020


We Get Questions...

Q and A
Q.)   We received a warrant from the U.S. Secret Service requesting a return of funds from our member’s account. There are not enough funds in the account to return the ACH credit in question. How can I return a partial payment through the ACH?
A.)   If you receive a request to return partial funds, you will need to work directly with the requesting agency to return the amount in question. Returns processed through the ACH are intended to be a full return of the original entry. Alternate options may include check, wire transfer, or origination of a new ACH credit for the (partial) amount being returned.
Have a question for TCHPA? Call 800-875-2242 (choose option 3) or email education.services@theclearinghouse.org.

2020 ACH Audit and Risk Assessment Resources


Audit Interactive Workbook
This interactive electronic document (in fillable PDF format) provides point-by-point instructions for completing the annual ACH Operations Audit required by the ACH Rules. The workbook captures auditor notes and automatically generates a management report which can include audit findings, exceptions and recommended action items.

ACH Risk Assessment Resource
This interactive electronic document (in PDF form) provides instructions for completing the ACH Risk Assessment as required by the ACH Rules, including an overview of documents required, procedures, best practices and more. Designed for both FIs and Third Party Providers/Senders.

Member rate for each is only $105. Order now from the TCHPA Store.

TCHPA Education No charge for members!

Scheduled Sessions:

Aug
11

Understanding and Combating Payments Fraud

Aug
18

RTP Virtual Town Hall

Real-Time Payments

The RTP® Network- What's in it for you?

RTP Virtual Town Hall (Webinar)
August 18, 2020 11:00am – Noon ET

Join TCHPA for a discussion focused on real-time payments and The Clearing House's RTP® network. Learn how RTP fits into the current faster payments landscape in the U.S., and how RTP can help financial institutions of all sizes enhance their relationships with account holders. We'll also discuss how RTP can help businesses to streamline operations and offer leading edge services to customers. Real-time payments are here, now. Register today and be a part of the conversation.


Payments Nerd Podcast – July 13, 2020
Instant Payments and Other Everyday Uses for the RTP Network Jeff Rayis and Parker Nolan, Michigan State University

Member Support

Remember, when you need support from The Clearing House Payments Authority (TCHPA), you can reach our Member Services staff directly by calling 800-875-2242 and choosing option 3, or by emailing education.services@theclearinghouse.org. Although our staff is working remotely due to the COVID-19 pandemic, we’re still available to provide the support you need in a timely manner!

Professionals in every trade have an association they rely on for industry expertise, support and resources. We're the Association for Payments People.

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115 Business Park Dr.
Winston-Salem, NC 27107
United States

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