Ginger Schmeltzer

Areas of Expertise: Bill Payment and Bill Presentment (EBPP), Card Issuance, Card Products (Credit, Debit, and Prepaid), Credit/Interest Rate, Cross-Border Payments/Remittances, Digital Transformation, Digital Wallets, Merchant Acquiring, Mobile Banking, Online Banking, Open Banking, Payments Acceptance Technologies, Person-to-Person (P2P) Payments, Personal Financial Management, RDC/Mobile Capture, Real-Time Payments