Main Content

Nacha Rule Change: Expanding Same Day ACH

Type: On Demand
Duration: 30 Minutes
Date & Time:

Course #:
Member Fee: $0
Non-Member Fee: $279
Audience: AAP Candidates, AAPs, ACH Personnel, APRP Candidates, APRPs, Audit, Compliance, Operations, Senior Management

On March 19, 2021, the ACH Network expanded access to Same Day ACH (SDA) 
by allowing SDA transactions to be submitted for an additional two hours each business day through a new, third SDA processing window.

The new window allows Same Day ACH files to be submitted until 4:45pm ET (1:45pm PT), and provides greater access for Originating Depository Financial Institutions (ODFIs) and their account holders.  Prior to March 19th, the latest an ODFI could submit files of Same Day ACH transactions to an ACH Operator was 2:45pm ET.

This recorded session includes a discussion on the new rule requirements, impacts, and considerations.