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Nacha Rule Change: Limitation on Warranty Claims

Type: On Demand
Duration: 24 Minutes
Date & Time:

Course #:
Member Fee: $0
Non-Member Fee: $279
Audience: AAP Candidates, AAPs, ACH Personnel, APRP Candidates, APRPs, Compliance, Operations


A June 2021 ACH rule change limits the length of time in which an RDFI is permitted to make a claim against the ODFI’s authorization warranty; however, the language and timelines can be confusing (95 days vs. 1 year, vs 2 years from settlement date). This session defines the timelines, explains how Regulation E plays a part in these timelines, delivers sample scenarios and explains Nacha’s Warranty Claims Tool.