Payments Services


The Clearing House Real-time Payments Project Team is ready for your questions and engagement in the implementation of Real-time Payments.   

July 21, 2017
The Clearing House and FIS Laud Federal Reserve's Faster Payments Task Force's Final Report

Task Force's final report offers a roadmap for achieving competitive, safe, ubiquitous, and faster payments.
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June 2017
Icon Solutions' Instant Payments Framework (IPF) to Connect to The Clearing House's US Real-Time Payments System
(Third Party Release)

Icon Solutions, a leading provider of technology solutions and real-time payments consultancy has just announced the enhancement of its Instant Payments Framework (IPF) product to support connectivity to The Clearing House’s (TCH) Real-time Payments system, accelerating US banks’ access to instant payments.
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April 25, 2017
FIS and The Clearing House Speed the Way to Real-Time Payments with New Incubator Service
(Third Party Release)

FIS, a global leader in financial services technology, and The Clearing House Payments Company L.L.C. (TCH) announced today the launch of a hosted Real-Time Payments Incubator service for early-adopter financial institutions in the United States.
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April 24, 2017
D+H Announces Availability of U.S. Real-time Payments Processing Solution for Industry Testing
(Third Party Release)

DH Corporation, a leading provider of technology solutions to financial institutions globally, today announced the availability for industry testing of its U.S. real-time payment processing solution, which will enable U.S. banks to commence testing for The Clearing House's (TCH's) real-time clearing and settlement network to support real-time payments in the United States.
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March 15, 2017
Volante Technologies Enables Accelerated Implementations of Global Real-time Payments Initiatives with VolPay Hub: RTP Suite
(Third Party Release)

Volante Technologies, a global leader in the provision of payments and financial message integration, processing and orchestration software, today announces its ability to help banks embrace real-time payments in the US and in other countries around the globe with its VolPay Hub: RTP Suite. The new solution launches with its first of several RTP processors – the TCH RTP Processor Module, to support The Clearing House RTP Initiative. Volante’s solution is one of the industry’s most advanced to date, and is to be piloted by a top ten US-based bank and TCH.
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March 8, 2017
ACI Worldwide and Jack Henry & Associates Accelerate Real-time Payments in the U.S.
(Third Party Release)

Jack Henry & Associates to connect thousands of financial institutions to The Clearing House and Zelle networks using ACI's UP Immediate Payments.
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January 10, 2017
D+H Accelerates the U.S. Move to Real-time by Providing an Innovative Cloud Test Environment
(Third Party Release)

D+H, a leading provider of technology solutions to financial institutions globally, today announced that it is offering banks a cloud-based testing environment to simulate connectivity to The Clearing House’s Real-time Payments System. D+H’s service provides an opportunity for banks to utilize D+H’s U.S. real-time initiation channels and payment hub solution to quickly and easily simulate the execution and clearing of payments on the TCH network.
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November 16, 2016
Dovetail Announces Readiness for US Real-time Payments with The Clearing House
(Third Party Release)

Dovetail, the provider of best-in-class payments and liquidity management solutions, today announces the readiness of its solutions for the Real-time Payment (RTP) system being developed by The Clearing House (TCH) and its active involvement in the initial launch. 
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September 19, 2016
BNY Mellon Announces its Participation in Real-time Payments Initiative
(Third Party Release)

BNY Mellon is among leading U.S. financial institutions entering the era of real time payments in the U.S. with its announcement that the company intends to participate in the Real-Time Payment (RTP) system being developed by The Clearing House.

“BNY Mellon's commitment to bring RTP system to market reflects the high level of leadership the company has demonstrated from the outset of the project, and their ability to provide real-time payment support as part of their outsourcing services for client banks represents an important network effects multiplier,” said Russ Waterhouse, executive vice president, product development and strategy for The Clearing House.
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April 25, 2016
The Clearing House and FIS Submit Joint Proposal to Fed's Faster Payments Task Force

TCH proposal will fulfill Task Force vision for the future of payments

The Clearing House (TCH), in conjunction with FIS, late last Friday submitted a proposal for evaluation of its Real-Time Payments (RTP) system to the Federal Reserve’s Faster Payments Task Force.  The Clearing House is working to deliver a ubiquitous, real-time payments system for the U.S. and FIS will help achieve ubiquity by offering enhanced RTP services to more than 3,000 financial institutions.  
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March 17, 2016
D+H and The Clearing House Partner to Provide Real-Time Payments
(Third Party Release)

DH Corporation ("D+H") (TSX: DH), a leading provider of technology solutions to financial institutions globally, today announced that it is partnering with The Clearing House (TCH) to provide real-time payments to U.S. financial institutions. Financial institutions will now be able to use D+H's payments, core and channel applications to access TCH's ubiquitous real-time payment system in the United States, making payments seamless, certain, and frictionless.
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March 8, 2016
Jack Henry & Associates Partners with The Clearing House to Grow Ubiquity of Real-Time Payments

JHA Payment Solutions brings network of 7,600 banks, credit unions to TCH’s real-time payments initiative

Jack Henry & Associates, Inc. is a leading provider of technology solutions and payment processing services primarily for the financial services industry. Its JHA Payment Solutions™ group today announced a partnership with The Clearing House (TCH) to expand the scope of U.S. financial institutions equipped to send and receive new real-time transactions. The Clearing House is currently working to build a new real-time payment system, which TCH will own and operate.  In partnering with JHA, TCH will greatly expand the new system’s reach and advance the goal of real-time payment ubiquity – a desired outcome the Federal Reserve has identified for an enhanced U.S. payments system.

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February 2, 2016
The Clearing House Lauds Fed’s Progress Spurring Improvements in Payments

“The Federal Reserve’s efforts to promote improvements in U.S. payments infrastructure are fostering private sector solutions that benefit consumers and businesses,” said Steve Ledford, Senior Vice President at The Clearing House and member of the Federal Reserve’s Faster Payments Taskforce Steering Committee. “The Federal Reserve’s collaborative approach has helped identify the characteristics necessary to meet the needs of consumers and businesses now and into the future. The Fed also clearly understands that a new payment system that is built to last must be adaptable and have the ability to connect with the global payments architecture.”
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December 10, 2015

VocaLink and The Clearing House sign a groundbreaking deal to deliver national real-time payment services in the U.S.

VocaLink, the UK-based international payment systems provider, has signed a contract with The Clearing House (TCH) to develop a national real-time payment service in the U.S. In October, the two companies announced they had signed a letter of intent, and today’s contract signing finalizes the partnership and clears the way for work to build the system to begin immediately. 
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October 27, 2015
FIS and The Clearing House Team to Execute a Ubiquitous Real-Time Payment System for the U.S. 

The Clearing House (TCH) today announced that it is teaming with FIS TM to deliver a ubiquitous real-time payment system for the United States. By incorporating FIS’s proven real-time payments technology and expertise, TCH’s real-time payment system will expand its reach and vastly accelerate the speed of delivering the system to the U.S. market including FIS’s network of over 3000 financial institutions.
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October 26, 2015
The Clearing House Drives Closer to Standing-Up New Innovative National Real-Time Payment System

The Clearing House (TCH) today announced it has entered into a letter of intent with VocaLink, the UK-based international payment systems provider, to help build and deliver core elements of TCH’s new real-time payment system for the United States.

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July 10, 2015
The Clearing House Welcomes Release of CFPB’s Consumer Protection Principles for Faster Payment Systems 

“As the industry works to develop a real-time payments system ensuring the system’s foundation is built with strong consumer protections in place must be a top priority,” said Jim Aramanda, President and CEO of The Clearing House. “Protecting consumers’ hard earned money and providing them a safe and efficient way to transfer funds is at the core of what banks have done for centuries. We welcome the CFPB’s ‘Consumer Protections Principles’ for faster payments and share its commitment to ensure real-time payments are safe and reliable for consumers.”  

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October 22, 2014
The Clearing House to Undertake a Multi-Year Effort to Design and Develop a Secure, Real-Time Payment System

The Clearing House and its member banks today announced plans to undertake a multi-year effort to build a real-time payment system to better meet consumers’ and businesses’ expectations in an increasingly digital economy. The real-time payment system will be designed to address gaps in payment processing and will enable consumers and businesses to securely send and receive immediate payments directly from their accounts at financial institutions.

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For media inquiries, contact:

The Clearing House

Sean Oblack

Senior Vice President,
Media and Public Affairs