In the News

• The Clearing House Celebrates the Fifth Anniversary of RTP®

  November 17, 2022

  TCH and Jack Henry have collaborated to connect over 180 financial institutions to the RTP® network

• TCH White Paper Outlines Legal Authority for Insured Depository Institutions to Issue and Provide Stablecoin-related Activities, including Digitized Deposits

  November 08, 2022

  Research outlines why federal banking agencies should not preclude banks from engaging in the lawfully permissible activities of issuing and holding stablecoins. 

• The Clearing House Joins the Open Invention Network

  October 12, 2022

  Open Invention Network (OIN), the organization formed to safeguard open source software (OSS) and now the largest patent non-aggression community in history, announced today that The Clearing House (TCH) has joined as a community member. 

• Immediate Cross-Border Payments (IXB) Pilot Set to Revolutionize International Payments

  October 05, 2022

  First participants are preparing to exchange cross-border instant payments as part of a live pilot with financial institutions in the United States and Europe. The pilot will leverage the real-time payment systems, RTP^® and RT1, the IXB solution and key SWIFT components for transactions in the euro and U.S. dollar currency corridor.

• ABA, BPI, CBA and TCH Statement on Sen. Warren's Zelle Report

  October 02, 2022

  Four bank trade associations release a statement in response to the Zelle Fraud Report from Sen. Warren.

• TCH White Paper Examines Regulation E Error Resolution for Intermediated Transfers

  September 26, 2022

  Paper outlines Regulation E error resolution requirements for depository institutions and Person-to-Person (P2P) payment services providers.
  

   

• Rusiru Gunasena Joins The Clearing House as SVP of the RTP® Network

  August 02, 2022

  The former Jack Henry executive will succeed TCH’s Steve Ledford, who is retiring after a 41-year career in the payments industry.

• Trades Petition CFPB to Ensure Data Aggregation Services Market is Fair, Transparent and Competitive

  August 02, 2022

  Eight national trade groups petitioned the Consumer Financial Protection Bureau to initiate a rulemaking that will strengthen the privacy and security of consumer financial data held by fintechs, Big Tech and data aggregators.

• CHIPS ISO 20022 Migration Remains on Schedule for 2023

  May 26, 2022

  The Clearing House continues to enhance CHIPS and will migrate the system to the ISO 20022 message format in November 2023.

• New Tokenization Capability Helps Increase Security of Bank Account Information for Customers

  May 02, 2022

  Secure Token Exchange for deposit (or checking) accounts better protects customers and financial institutions on the RTP^® network and EPN from The Clearing House.