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Payments Pulse

Payments Pulse
The Clearing House
Payments Pulse

Industry News & Resources

FI Leaders Launch New Streamlined Data Sharing Risk Assessment Service

Source: The Clearing House

“Get My Payment" FAQs

Source: IRS

ACH Volume Climbs 8.9% in 4Q 2020 (infographic)

Source: Nacha

Same Day ACH Dollar Limit: What’s Next

Source: Nacha

Reduce Risk and Manual Processing. Gain Transparency for ACH and Check

Source: Federal Reserve Bank

We Get Questions...

Q and A
Q.)   One of our ACH Origination customers is getting ready to distribute annual bonuses and some are rather large. What is the maximum dollar amount allowed per transaction?
A.)   The size of the field that holds the dollar amount of a transfer through the ACH system is 10 digits (8 digits for the dollar amount and 2 digits for cents). So there is a maximum amount of $99,999,999.99 for a PPD transaction (2021 ACH Rule Book, page OR108, PPD Entry Detail Record, Field 6). Keep in mind, the answer is different for Same Day ACH transactions as the current per transaction limit is $100,000.
Have a question for TCHPA? Call 800-875-2242 (choose option 3) or email

Are You Making the Most of Your TCHPA Membership?

So much has changed at The Clearing House Payments Authority in just a few short years. If you haven’t checked recently, you may be missing out on valuable membership deliverables. We still hear from members from time to time who aren’t aware that we offer webinars on topics outside of the ACH, or that we have over 50 Documents on Demand available for review and download at no charge. Some have not yet discovered that all TCHPA presenter webinars and on-demand recordings are FREE!

Are you making the most of your membership? Could you be missing out?

Let us know if you’d like to schedule time for a benefit review or virtual tour of the website. We’d love to show you around!

2021 Risk Assessment Resource

This just in… TCHPA’s interactive electronic document (in PDF form) provides instructions for completing the ACH Risk Assessment as required by the ACH Rules. It includes an overview of documents required, procedures and best practices for completing the risk assessment, with areas to record documents reviewed and interviews conducted, as well as document comments, suggestions and identified findings. The ACH Risk Assessment Resource is designed for both financial institutions and Third Party Providers/Senders.

Order Now!

TCHPA Education

Upcoming Sessions


National AAP Recognition Day Virtual Alliance Meeting


Nacha Rule Change Spotlight: Supplementing Fraud Detection Standards for WEB Debits


APRP Prep Talk: Steps to Preparing for the 2021 Exam


AAP Prep Talk: Steps to Preparing for the 2021 Exam

Don’t forget our On-Demand Recorded Training
(FREE and available 24/7!)

Member Support

Remember, when you need support from The Clearing House Payments Authority (TCHPA), you can reach our Member Services staff directly by calling 800-875-2242 and choosing option 3, or by emailing Although our staff is working remotely due to the COVID-19 pandemic, we’re still available to provide the support you need in a timely manner!

Professionals in every trade have an association they rely on for industry expertise, support and resources. We're the Association for Payments People.

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115 Business Park Dr.
Winston-Salem, NC 27107
United States

The Clearing House