Crypto – You can bank on that!

Peter Tapling, APRP – PTap Advisory, LLC

As of March of 2022, according to a poll by NBC news, 20% of adults have invested in, traded or used cryptocurrency. For adult men between the ages of 18 and 49, that number is 50%. What are the chances some of those customers are yours? You can no longer just be on the sidelines of cryptocurrency activity – it is likely that every financial institution is touched by cryptocurrency activity. But there is no need to panic! Like all other banking services, dealing with cryptocurrency requires education, awareness, risk management and policies. With these in place, conversations with your team, board, regulator – and CUSTOMERS – are much more productive. This session will provide the basics of cryptocurrency with a focus on handling cryptocurrency related transactions. 

Payments “Ed” Talks

Deirdre Ashby, AAP, APRP, NCP – The Clearing House
Carolyn Hagood, APRP – The Clearing House
Christina Rice, AAP, APRP, NCP – The Clearing House

Hear from our Education Team as they provide “TED Talk” style presentations on trending topics directly affecting Financial Institutions.  

FedNow Update

Erik Van Bramer – Federal Reserve Bank of Chicago

Through broad and historic collaboration, the Federal Reserve is paving the way for ubiquitous, instant payments in the United States with the development of the FedNow Service. Join this session to learn how industry stakeholders are informing the FedNow build through industry engagements and the FedNow Pilot Program. Leave with a better understanding of the business edge instant payments can offer as well as knowledge and resources to help your organization embrace instant payments.

The Growth of Cannabis Payments and Banking

Dean Odle – PayQwick
Peter Tapling, APRP – PTap Advisory, LLC

Growing at a rapid rate of 41% from 2020 to 2021, cannabis sales in the US topped $32 billion last year and sales are on track to exceed $62 billion by 2026. New markets are developing at an unheard-of pace and states are quickly transitioning from medical-only to fully legal.  In this changing environment, what is cannabis and how does the industry and its consumers pay for their cannabis products and how does this revenue make its way through the banking system?

MSU Delivers on Urgent Student Needs Using RTP

Jeff Rayis, CPA, CTP – Michigan State University
Sabrina Chin – The Clearing House

Launched in November of 2017, RTP^® is growing with more connected banks and credit unions and more companies and organizations stepping up with viable use cases to solve real problems.  Join us as we visit with a hometown early adopter and learn how Michigan State University saw a need for speed in helping students be students.  You’ll get an update on where RTP is today and be provided some helpful hints on how to move forward. 

The Role of FinTechs in Banking

Tyler Cebulla, AAP – Q2 Software, Inc.
Caleb Etzler, AAP, NCP – Q2 Software, Inc.

There is a new form of banking and payments innovation emerging outside of the traditional financial institution to consumer relationship that involves bringing in a Fintech.  These tech-savvy, nimble players want to offer banking solutions, but need a banking relationship to complete the process.  Join the conversation to understand how Fintechs can help banks, credit unions and companies innovate and problem solve and what that new relationship structure looks like as well as the benefits and challenges.

Fighting Fraud in a Digital Economy - Lessons Learned from Around the World

Chris Oakley – Featurespace

Digital payments are rapidly becoming the norm for U.S. consumers and businesses. The challenges of the pandemic weaned America off checks and cash and created pressure for financial institutions to offer the instant gratification of quicker, more seamless customer experiences. While these new types of payments are certainly easier and more convenient, they also present unprecedented challenges. Fraudsters like to target the latest payment types, where consumers and business are more vulnerable to manipulation scams.  The rise of electronic payments embedded in digital experiences demands real-time fraud prevention, even when the underlying payment type isn't RTP. 

Real-Time Payments: What they Mean to You

Adrian Brown AAP, APRP – The Clearing House
Monique-Renee Canty, AAP, APRP, CAMS – The Clearing House

This session will be an interactive conversation between the speakers based on the top 10 reasons the RTP Network can be leveraged to benefit your organization. Come prepared with questions in hand for a Q&A like no other. Let’s talk shop!

Articulate to Educate – Managing Third-Party Risks

Nanci McKenzie, AAP, APRP – Affirmative Technologies

Is there a right way or a wrong way to educate and periodically review the risks of your Corporate Customer/Members within your Treasury Management Service Program? This session will look at what the Nacha Operating Rules and Guidelines say about the “Musts” in light of the September 30, 2022 effective date modification to the Rules relating to Third-Party Senders, Nested Third-party Senders, and Third-Party Service Providers and include a discussion on how your responsibilities of educating and completing periodic risk reviews could or should look. Attendees will leave will a better sense of the articulation needed to strengthen their Treasury Risk Management Program.

B2B Digital Channel Modernization

Greg Weddell, CTP – Dragonfly Financial Technologies

Tools available for Digital Modernization of Commercial Banking Platforms have changed considerably in recent years. In this session we will discuss what banks should consider when approaching digital modernization platforms and what corporates should be aware of when selecting a Treasury Management digital platform. Concepts discussed will include use of Application Programming Interfaces (APIs) by banks, FinTechs and corporates; FinTech integration possibilities including solution marketplaces and digital banking add-on services; and support for emerging payment types.