TCH Bank Conditions Index

Risk-Aversion

The risk-aversion category includes measures of bank risk-aversion to assess the vulnerability of banks’ balance sheets to aggregate shocks. This category includes the ratio of loans to gross domestic product, average risk-weights, the ratio of loans to deposits, and changes in lending standards reported in the Federal Reserve’s Senior Loan Officer Survey.

The Clearing House
The Clearing House
The Clearing House
The Clearing House
The Clearing House
The Clearing House