In the News

• Fed Payment Accounts Need Strong Guardrails to Protect Financial System

  July 27, 2026

  The Clearing House Association, Bank Policy Institute, and Financial Services Forum said in a comment that the Federal Reserve must require strong safeguards for newly proposed payment accounts to protect the U.S. financial system.

• A More Effective AML Regime Puts Flexibility First

  June 10, 2026

  The Bank Policy Institute and The Clearing House Association filed two comment letters supporting a more risk-based approach to bank anti-money laundering (AML) compliance while urging regulators to address significant AML gaps in some digital asset markets.

• Major Financial Institutions Unveil Bank-Led On-Chain Money Initiative

  June 05, 2026

  New initiative will enable programmable commercial bank money to move at scale.

• Huntington Bank Joins CHIPS® for High-Value Payments

  May 19, 2026

  Huntington Bank to leverage the CHIPS® network, expanding its ability to send and receive high‑value domestic payments.

• RTP® Network Marks May Day with Record-Breaking Volume and Value

  May 14, 2026

  As the calendar turns to spring, a surge in seasonal tax refund payments and continued growth in bank-driven use cases highlight the RTP® network as critical infrastructure for both consumers and institutions.

• CHIPS® Delivers Record Value and Resilience for Participants in 2025

  April 07, 2026

  For participating banks and their clients, the value of the CHIPS liquidity algorithm extends beyond its 26:1 liquidity ratio. By sharply reducing the amount of required prefunding to support high-value payment activity, the CHIPS network frees up capital for participants that can be redeployed into higher-yielding lending, investment, and client activity.

• Cash Flow Needs from Consumers and Businesses Drive New RTP® Network Volume and Value Records

  February 25, 2026

  The RTP network sets a daily record of over 2 million transactions, while also setting a separate single-day record of $8.36 billion in payments.

• Banks Caution Against Relaxing Standards for Fed Account Access to Preserve Financial Stability

  February 09, 2026

  In response to the Federal Reserve’s RFI on “skinny master accounts,” three banking trade groups warned that that granting direct access to the Fed’s payment infrastructure to lesser-regulated institutions could undermine financial stability.

• A November to Remember: The Clearing House Networks Shatter Records as Digital Payments Surge Nationwide

  December 04, 2025

  The Clearing House’s CHIPS®, EPN®, and RTP® networks delivered record-breaking performance in November, highlighting rapid growth in U.S. digital payments, and underscoring the benefits banks gain from utilizing the company’s efficient, resilient, and modern payment systems. 

• Banks Submit Recommendations on Treasury’s Implementation of the GENIUS Act

  November 05, 2025

  Multiple banking trade groups responded to a U.S. Department of the Treasury Advance Notice of Proposed Rulemaking on its implementation of the GENIUS Act.