In the News

• New Tokenization Capability Helps Increase Security of Bank Account Information for Customers

  May 02, 2022

  Secure Token Exchange for deposit (or checking) accounts better protects customers and financial institutions on the RTP^® network and EPN from The Clearing House.

• EBA CLEARING, SWIFT and The Clearing House to deliver pilot service for immediate cross-border payments

  April 28, 2022

  Taking the next step towards faster cross-border payments, banks from both sides of the Atlantic are preparing to exchange payments across TCH’s and EBA CLEARING’s real-time payment systems.

• Banking Associations Raise ‘Significant Concerns’ with Proposed Changes to Fed Master Account Guidelines

  April 22, 2022

  A coalition of banking associations responded today to the Board of Governors of the Federal Reserve as it seeks to establish guidelines for how institutions applying for a Fed master account will be evaluated. 

• TCH to Raise RTP® Network Transaction Limit to $1 Million

  April 06, 2022

  In response to the changing needs in today’s increasingly digital economy, financial institutions will be able to send real-time payments up to $1 million for their customers, 24 hours a day, seven days a week.

• 2021 ACH Volume on TCH’s EPN Outpaces Industry

  March 07, 2022

  Volume on The Clearing House’s ACH network (EPN) grew 9.6% in 2021, outpacing the 8.7% increase seen industrywide. 

• New Research Reveals Consumers Remain Uninformed of Fintech App Data Collection Practices

  December 01, 2021

  Poll commissioned by The Clearing House indicates large majorities of consumers are still unaware that apps access and share key personal data.

• EBA CLEARING, SWIFT and The Clearing House join forces to speed up and enhance cross-border payments

  October 11, 2021

  Banks from both sides of the Atlantic have successfully exchanged payment messages for a faster cross-border payment as part of a proof of concept demonstrating the feasibility of synchronizing settlement across existing instant payment systems in one of the world’s largest currency corridors.

• TCH’s RTP® Business Committee Adds New Members

  August 26, 2021

  Tony Gorrell from Sutton Bank, David Long from Bryant Bank, and Tina Knapp from ESL Federal Credit Union, have been appointed to the RTP Business Committee.

• Corporate America Credit Union Certified on RTP® Network

  August 17, 2021

  Corporate America Credit Union is now a certified participant on the RTP^® network, the real-time payments network operated by The Clearing House.

• New Paper Highlights Design Options, Implementation Choices, and Implications for U.S. Central Bank Digital Currency

  July 27, 2021

  Whether the introduction of a U.S. Central Bank Digital Currency can achieve various policy objectives and whether it can be designed in a manner that would not negatively impact the health of the financial system or threaten financial stability is far from clear.