In the News

• TCH Raises RTP® Network Transaction Limit to $100,000

  January 23, 2020

  As the volume of transactions and number of users continues to grow on the RTP® network, TCH is increasing the transaction limit to meet the needs of depository institutions and their customers.

• MUFG Union Bank Launches Real-Time Payments for Clients on the RTP® Network

  January 23, 2020

  Customers with a deposit account can now receive funds in real time.

• Corporate America Credit Union Becomes Funding Agent for the RTP® Network

  December 03, 2019

  As a Funding Agent for the RTP® network, CACU will allow member credit unions to efficiently manage their liquidity on the network at a lower cost.

• New Research Reveals Most Consumers Unaware of Financial Data Collection Practices

  November 19, 2019

  Research reveals a continued disconnect in perceived and actual awareness of financial data collection practices and consumer support for more transparency, education, and control.

• Wells Fargo Launches Ability to Send Payments on the RTP® Network

  November 19, 2019

  Wells Fargo announced today that its corporate customers can now send real-time payments through the RTP^® network via an application programming interface (API), enabling the immediate movement of money and expanding the bank’s faster payments offerings.

• HSBC Bank USA Now Offers Business Clients the Ability to Send and Receive Payments in Real Time

  November 18, 2019

  HSBC Bank USA, N.A. (HSBC) announced today the launch of real-time payments capabilities on the RTP^® network that allow business and institutional clients of all sizes to pay and be paid immediately with enhanced convenience and security.

• The Clearing House Releases Model Agreement to Help Facilitate Safe Sharing of Financial Data

  November 12, 2019

  Today, The Clearing House (TCH) is releasing a Model Agreement to help financial institutions and fintech companies establish legal terms for the sharing of bank-held consumer data.

• 15 More Financial Institutions to Join the RTP® Network through Jack Henry & Associates

  October 29, 2019

  Pegasus Bank among the initial institutions leveraging JHA PayCenter to connect to the RTP network

• Cross River to Implement the RTP® Network

  September 19, 2019

  Cross River Bank will offer real-time payments capabilities to its customers and will expand the reach of the RTP network through fintech partnerships.

• Corporate One Becomes Funding Agent for Credit Unions on TCH’s RTP® Network

  September 17, 2019

  Corporate One Federal Credit Union becomes a Funding Agent for credit unions looking to provide real-time payments capabilities to members on the RTP^® network.

• Bankers’ Bank to Become Funding Agent for Community Banks on TCH’s RTP® Network

  August 20, 2019

  Bankers’ Bank, a state-chartered financial institution that specializes in providing correspondent banking products to community banks, has committed to become a Funding Agent for depository institutions looking to provide real-time payments capabilities to their customers on the RTP® network developed by The Clearing House (TCH).

• The Clearing House Remains Focused on Operating and Growing the RTP® Network

  August 05, 2019

  In response to today’s announcement by the Federal Reserve that it is proceeding with the development of its own real-time payments system, The Clearing House (TCH), which launched the country’s newest real-time payments network in late 2017, made the following statement:

• Fifth Third Bank and AvidXchange Named Overall Winner of RTP® Buildathon

  June 25, 2019

  Other Finalists are from Levvel, South State Bank, and TIAA. 13 teams submitted 17 applications that leverage the RTP® network‘s faster payments capabilities.

• FirstBank to Provide Faster Payments to Customers on the RTP® Network

  June 13, 2019

  Colorado-based FirstBank will enable consumers and businesses to send, clear, and settle payments in real time on the RTP network. 

• The RTP® Network: The Clearing House’s Commitment to U.S. Depository Institutions and their Customers

  June 12, 2019

  Ensuring that the RTP network serves U.S. depository institutions of all sizes and their customers has been The Clearing House’s priority since we first began work to develop the country’s new, modern payments rail over five years ago.

• Four Community Banks and Credit Unions Named to the RTP® Business Committee

  May 21, 2019

  The four new seats expand the size, type, and number of depository institutions that help govern the RTP^® network.

• Avidia Bank to Implement the RTP® Network from The Clearing House

  May 16, 2019

  Community bank to implement the RTP^® network to support innovative payments capabilities for customers and Fintech partners.

• TCH Releases Business Principles that Outline the Operation of the RTP® Network

  March 28, 2019

  Feedback from community banks, credit unions, and the payments community spur the release of the Business Principles for the RTP^® Network.

• TCH’s RTP® Business Committee Adds 4 Seats for Community Banks and Credit Unions

  March 28, 2019

  The addition of four members to the RTP^® Business Committee expands the influence of community banks and credit unions on the nation’s foremost real-time payments network.

• RTP® Network is Fundamental to Future Success, Say Corporates

  March 20, 2019

  Members of the RTP® Corporate Advisory Group say they are now ready for payments on the RTP network, are convinced that RTP payments will change their industry, and are starting to act accordingly.