In the News

• Expanded Adoption of The Clearing House Token Service Strengthens Bank Account Security and Promotes Open Banking

  October 20, 2025

  The Token Service is a next-generation bank account tokenization solution designed to protect the information associated with bank account numbers and help mitigate risks associated with fraud and data breaches across the financial ecosystem.

• The Clearing House Association and BPI Urge Treasury to Modernize AML Rules for the Digital Age

  October 17, 2025

  The Bank Policy Institute and The Clearing House Association today issued recommendations to the U.S. Department of the Treasury as part of Treasury’s request for information to modernize the Bank Secrecy Act.

• RTP® Network Sets New Single-Day Record with 1.8 Million Transactions

  October 16, 2025

  The Clearing House’s RTP® network hit a new single-day milestone, processing 1.8 million instant payments valued at $5.2 billion, underscoring accelerating nationwide adoption of real-time payments.

• RTP® Network Hits $481 Billion in Q2 as Higher-Value Instant Payments Surge

  July 17, 2025

  Payment value on the RTP® network increased 195% in Q2, as businesses and financial institutions embrace larger, faster transactions.

• The Clearing House’s ACH Network Continues Multiyear Growth Trend

  March 31, 2025

  The EPN^® network grew 6.2% in 2024, processing $56.4 trillion across 20.7 billion transactions, as businesses and consumers continue to favor electronic payments.

• Financial Institutions Support Administration’s Effort to Maintain U.S. Leadership in Digital Assets

  February 20, 2025

  Leading financial services trade associations voiced strong support today for the goals of the President’s Working Group on Digital Asset Markets.

• CHIPS® Liquidity Algorithm Unlocks Over $5 Billion in Annual Savings, Delivering Efficiency to the Global Financial Market

  February 17, 2025

  The patented liquidity savings algorithm on the CHIPS^® network provided $321 billion in daily liquidity savings to participating banks in 2024.

• BNY Sends Largest Instant Payment in U.S. History, $10 Million Following Transaction Limit Increase

  February 10, 2025

  As businesses increasingly demand faster, more secure, and transparent payment solutions, advancements in real-time payment capabilities are transforming how companies manage liquidity and streamline operations.

• RTP® Network Doubles Volume in 18 Months, Surpassing 1 Billion Transactions and Driving U.S. Payment Innovation

  February 03, 2025

  The exponential acceleration of instant payments on the RTP^® network redefines how money moves across the United States.

• Skyrocketing RTP® Network Growth Sets Stage for 2025

  January 08, 2025

  More than $246 billion moved over the RTP^® network in 2024, up a whopping 94% from 2023, while transaction volume jumped 38% to 343 million.