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Trades Petition CFPB to Ensure Data Aggregation Services Market is Fair, Transparent and Competitive

August 02, 2022

Eight national trade groups petitioned the Consumer Financial Protection Bureau to initiate a rulemaking that will strengthen the privacy and security of consumer financial data held by fintechs, Big Tech and data aggregators.
CHIPS ISO 20022 Migration Remains on Schedule for 2023

May 26, 2022

The Clearing House continues to enhance CHIPS and will migrate the system to the ISO 20022 message format in November 2023.
New Tokenization Capability Helps Increase Security of Bank Account Information for Customers

May 02, 2022

Secure Token Exchange for deposit (or checking) accounts better protects customers and financial institutions on the RTP^® network and EPN from The Clearing House.
EBA CLEARING, SWIFT and The Clearing House to deliver pilot service for immediate cross-border payments

April 28, 2022

Taking the next step towards faster cross-border payments, banks from both sides of the Atlantic are preparing to exchange payments across TCH’s and EBA CLEARING’s real-time payment systems.
Banking Associations Raise ‘Significant Concerns’ with Proposed Changes to Fed Master Account Guidelines

April 22, 2022

A coalition of banking associations responded today to the Board of Governors of the Federal Reserve as it seeks to establish guidelines for how institutions applying for a Fed master account will be evaluated.
TCH to Raise RTP® Network Transaction Limit to $1 Million

April 06, 2022

In response to the changing needs in today’s increasingly digital economy, financial institutions will be able to send real-time payments up to $1 million for their customers, 24 hours a day, seven days a week.
2021 ACH Volume on TCH’s EPN Outpaces Industry

March 07, 2022

Volume on The Clearing House’s ACH network (EPN) grew 9.6% in 2021, outpacing the 8.7% increase seen industrywide.
New Research Reveals Consumers Remain Uninformed of Fintech App Data Collection Practices

December 01, 2021

Poll commissioned by The Clearing House indicates large majorities of consumers are still unaware that apps access and share key personal data.
EBA CLEARING, SWIFT and The Clearing House join forces to speed up and enhance cross-border payments

October 11, 2021

Banks from both sides of the Atlantic have successfully exchanged payment messages for a faster cross-border payment as part of a proof of concept demonstrating the feasibility of synchronizing settlement across existing instant payment systems in one of the world’s largest currency corridors.
TCH’s RTP® Business Committee Adds New Members

August 26, 2021

Tony Gorrell from Sutton Bank, David Long from Bryant Bank, and Tina Knapp from ESL Federal Credit Union, have been appointed to the RTP Business Committee.
Corporate America Credit Union Certified on RTP® Network

August 17, 2021

Corporate America Credit Union is now a certified participant on the RTP^® network, the real-time payments network operated by The Clearing House.
New Paper Highlights Design Options, Implementation Choices, and Implications for U.S. Central Bank Digital Currency

July 27, 2021

Whether the introduction of a U.S. Central Bank Digital Currency can achieve various policy objectives and whether it can be designed in a manner that would not negatively impact the health of the financial system or threaten financial stability is far from clear.
Comerica Bank Delivers Real-Time Payments Through Commercial Online Payments Service

June 22, 2021

Comerica Bank’s Commercial and business banking customers how have the ability to send real-time payments over the RTP^® network
Westside State Bank Connects to the RTP® Network, TCH’s Real-Time Payments System

June 16, 2021

SHAZAM is providing the technical connectivity and Bankers’ Bank is providing funding agent capabilities to Westside State Bank so it can bring real-time payments to its customers through the RTP^® network.
Huntington Delivers New Real Time Payments Capability for Business Customers

May 25, 2021

Business and commercial banking customers can now send payments with instant settlement, efficiency and receipt confirmation
Addressing Unbanked/Underbanked Challenges Requires Multifaceted Approach, According to New Report

May 18, 2021

Enhancing existing programs, highlighting no- and low-cost bank account offerings, improving financial education, expanding broadband internet access, and encouraging the opening of bank accounts during government benefit program enrollment will help address the unbanked/underbanked challenge in the United States.
Innovative Banks Back Intelligent Bill Pay Capability on the RTP® Network

May 05, 2021

Leading financial institutions and FI technology providers commit to a reimagined bill payment experience for billers and bank customers
CEOs Support Intelligent Bill Pay Capability on the RTP® Network

May 05, 2021

CEOs from 23 banks, Jack Henry and Fiserv commit to bring a new bill-pay experience to market for corporate billers and customers through the RTP network’s enhanced messaging and Request for Payment capabilities.
FIS and TCH Aim to Bring Real-Time Payments to Minority Communities

May 04, 2021

FIS and The Clearing House are bringing the benefits of real-time payments to communities served by minority-owned depository institutions
Fiserv and TCH Bring Real-Time Payments to Minority-Owned Depository Institutions

May 04, 2021

Fiserv and The Clearing House are enabling minority-owned depository institutions to bring the benefits of real-time payments to the individuals and small businesses they serve
TCH and Jack Henry to Bring Real-Time Payments to Minority Communities

May 04, 2021

Companies fund implementation fees for minority-owned banks and credit unions, increasing access to real-time payments
Mazooma and Fifth Third Bank are the First to Bring Instant Withdrawals to the $150B+ U.S. Sports Wagering and iGaming Markets

April 27, 2021

iGaming and sports wagering players can now withdraw funds to their bank accounts instantly through the RTP^® network from The Clearing House
Corporate One’s Funding Agent Service for TCH’s RTP® Network is Live

April 13, 2021

Crane Credit Union is first CU to be supported by Corporate One on the RTP network
Banking and Credit Union Groups Issue Statement on the Availability of Economic Impact Payments to Consumers

March 16, 2021

The IRS recently sent an initial wave of tens of millions of economic impact payments via the Automated Clearing House (ACH) system.
19 Financial Services and Consumer Groups Urge Congress to Exempt Economic Impact Payments from Garnishment

March 09, 2021

Congress should protect the third-round of economic impact payments from garnishment so families that need the financial relief can access funds without delay

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