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Correcting the Record on the Electronic Fund Transfer Act

May 30, 2024

American Bankers Association, Bank Policy Institute, New York Bankers Association, and The Clearing House respond to the CFPB's legally dubious claim.
Federal Reserve’s Flawed Debit Card Proposal Harms Banks, Credit Unions and Consumers

May 10, 2024

America’s banks and credit unions unanimously oppose Regulation II proposal
MUFG and Crédit Agricole Corporate & Investment Bank Complete First Payment in the ISO 20022 Format on CHIPS® Network

April 17, 2024

The two participants completed the first CHIPS ISO 20022-formatted transaction after the network successfully migrated to the ISO 20022 message format for the April 8 banking day.
CHIPS® Network Successfully Migrates to ISO 20022 Message Format

April 10, 2024

The CHIPS network cleared and settled $1.81 trillion during the first day of operations on the ISO 20022 global standard message format.
RTP® Network Breaks Instant Payments Records

April 04, 2024

The RTP^® network is ensuring no one has to wait for their money, especially in 2024. The RTP system, which gives access to account holders’ money immediately, has set new records in Q1 including overall volume and value, a record volume month, and the most transactions in a single day.
CHIPS Liquidity Algorithm Saves Financial Industry Billions

April 02, 2024

Financial institution participants on CHIPS benefit from enhanced liquidity efficiency that saves the industry almost $14 million per day.
Growing Volumes on The Clearing House’s ACH Network Lead to Impressive Upward Trajectory

March 12, 2024

Transaction volume on EPN^®, the ACH network from The Clearing House, grew 8% in 2023, outpacing the broader ACH market and continuing impressive yearly growth. In 2023, EPN processed over 19 billion transactions worth $52.4 trillion.
Mastercard and The Clearing House Extend Partnership on Real-Time Payments

January 24, 2024

Mastercard and The Clearing House (TCH) have announced an extended multi-year partnership.
Amanda Stewart Joins The Clearing House as Chief Marketing Officer

January 04, 2024

The former Deutsche Bank executive brings 20 years of marketing and communications experience to The Clearing House.
BPI and TCH Call for Stronger Consumer Financial Data Rules for Aggregators and Big Tech

January 01, 2024

The Clearing House and Bank Policy Institute comment on proposed Section 1033 rulemaking.
Banking Industry Veteran Sal Karakaplan Joins The Clearing House as Chief Strategy Officer

December 11, 2023

The former Truist and JPMorgan Chase payments executive brings extensive industry experience to The Clearing House.
The Clearing House Expands RTP® Network Strategic Team

November 13, 2023

Keith Melton, previously with Federal Reserve Financial Services, joins TCH as SVP and RTP^® Strategic Program Manager
Payments Industry Expert Margaret Weichert Joins The Clearing House as Chief Product Officer

October 30, 2023

The former North America Payments Head for Accenture to lead product development at TCH.
BPI, CBA and TCH Respond to Fed Announcement on Reg II

October 25, 2023

The Bank Policy Institute, Consumer Bankers Association and The Clearing House issued the following statement in response to the Federal Reserve’s proposed changes to Regulation II.
AFP Survey Reveals Over 75% of Businesses Will Utilize Real-Time Payments in Next 5 Years

October 19, 2023

Most corporations will be using real-time payments to lower transaction costs, increase the efficiency of working capital, better manage cash flow, and increase transparency of payments, among other benefits.
RTP® Network Surpasses 1-Million Payments on a Single Day

September 06, 2023

On September 1, more than one million payments were sent through the RTP^® network: a new milestone for the system, as banks and credit unions continue to increase real-time payment availability for customers and members.
RTP® Network Expands Request for Payment (RfP) Availability

August 02, 2023

Request for Payment is an innovative, faster and more secure way for consumers and businesses to request and make payments.
RTP® Network Surpasses Half a Billion Instant Payments

July 24, 2023

A new milestone for America’s first instant payment system: More than 500 million payments have been sent through the RTP^® network, as banks and credit unions continue to increase the availability of real-time payments to customers and members.
EMTransfer Streamlines Real Estate Transactions with Instant Payments over the RTP® Network

May 09, 2023

EMTransfer leverages KeyBank’s APIs to move closing payments, agent commissions, seller’s proceeds, and more over any electronic payments rail, including the RTP^® network.
TCH Reschedules CHIPS ISO 20022 Implementation to April 2024

February 09, 2023

The rescheduling of CHIPS’ ISO 20022 implementation will allow participants to better manage the transition to the new global messaging standard.
CHIPS Settlement Algorithm Provides Extremely Efficient Liquidity Management

February 01, 2023

Independent review confirms CHIPS is "extremely efficient" in its use of liquidity when compared to other large-value payment systems.
David Watson Named CEO of The Clearing House

January 03, 2023

Jim Aramanda, who has served as President & CEO of The Clearing House for 15 years, will be retiring in early 2023.
Corporate One President/CEO Melissa Ashley Appointed to The Clearing House’s RTP® Business Committee

December 20, 2022

The RTP Business Committee is responsible for ensuring the success of TCH’s RTP network.
BPI and TCH Support Global Blueprint for Digital-Asset Oversight

December 15, 2022

Organizations call on Financial Stability Board to further outline permissible activities for banks and to address nonbank risk
RTP® Network Celebrates 5-Year Anniversary

November 17, 2022

The real-time payments network from TCH marks the anniversary with rapid growth and expanded functionality for financial institutions and their customers.

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