Don't have an account? You'll need one to register for courses, purchase publications and view members-only resources.
Get StartedIf you have tried resetting your password and are still having trouble, please contact The Clearing House support team at 800-875-2242, extension 5.
In the comment letter to the Basel Committee on Banking Supervision, The Clearing House (TCH) expresses serious concerns about certain inappropriate proposed changes, which would disproportionately and adversely affect four U.S. banks.
Greg Baer, President of The Clearing House Association (TCH), today testified before the Senate Committee on Banking, Housing and Urban Affairs. In his testimony, Mr. Baer focused on reforms that can directly and immediately enhance economic growth.
The Clearing House released a report entitled A New Paradigm: Redesigning the U.S. AML/CFT Framework to Protect National Security and Aid Law Enforcement. The paper analyzes the current effectiveness of the AML/CFT regime, identifies fundamental problems with that regime, and proposes a series of reforms to remedy them.
The Clearing House research note finds that the Federal Reserve’s CCAR stress test is imposing dramatically higher capital requirements on certain asset classes – most notably, small business loans and residential mortgages – than Basel standardized models and banks’ internal models that are approved by the Federal Reserve.
TLAC requirement is a “final piece in the regulatory puzzle” needed to end risk of TBTF.
The Clearing House, along with the Securities Industry and Financial Markets, Financial Services Roundtable, American Bankers Association, Institute of International Bankers and CRE Finance Council submitted a comment letter to bank regulators Friday on the proposed Net Stable Funding Ratio (“NSFR”) rule. In the letter, the Associations express continued support for the maintenance of stable funding and liquidity profiles by banks, but urge that the NSFR not be implemented in the United States without an analytically sound rationale that considers its marginal benefits and economic costs.
The Clearing House today issued a white paper, The Custody Services of Banks, which describes the role of bank-chartered custodians. The paper discusses the services provided by bank-chartered custodians, their relationships with financial market utilities (FMUs), and describes the different risks associated with custody services in comparison to those associated with other banking activities.
The Clearing House (TCH) today announced it has launched a new blog which will focus on payments issues, bank regulation, and original research and analysis.
Jeremy Newell, General Counsel of The Clearing House Association (TCH), testified today before the House Financial Services Committee at a hearing focused on the tradeoffs in using a leverage ratio to assess capital adequacy as proposed in the discussion draft of the Financial CHOICE Act recently released by Chairman Hensarling.
In a new research note, The Net Stable Funding Ratio: Neither Necessary nor Harmless, The Clearing House finds the Net Stable Funding Ratio (NSFR) has no clear, defining objective and its benefits are in doubt while its economic costs may be substantial.