Document Library

Find all of the RTP^® network's security requirements, risk management specifications, fraud control requirements, compliance criteria, and more in the Document Library.

Documentation

• Business Principles for the RTP^® Network
• RTP Message Specifications

RTP Updates

• RTP Updates – Fall 2019
• RTP Updates – Spring 2019
• RTP Updates – Spring 2018

Participation Agreements

• RTP Participant Agreement and Indemnity
• RTP Participant Terms and Conditions
• Funding Agent Designation of Connection Agent

Rules

• RTP Operating Rules: Effective 02-01-2020
• RTP Operating Rules: Effective 01-01-2020
• RTP Participation Rules
• Summary RTP Participation and Operating Rule Changes: Effective 02-01-2020
• Summary RTP Participation and Operating Rule Changes: Effective 01-01-2020
• Summary RTP Participation and Operating Rule Changes: Effective 11-18-2019

Playbooks and Guides

• RTP^® Network Biller Playbook

Rules Interpretations

• Consumer Payments and Receiver Names
• No Fee Netting and Returned Funds
• Fraud Alert and Reporting

Schedules and Requirements

• RTP Pricing
• RTP Operator Customer Information Security Standards Schedule
• PSP Compliance Criteria Schedule
• Risk Management and Fraud Control Requirements Schedule
• UCC 4A Schedule
• Requirements for Directory Service Providers
• Requirements for Request for Payment Customers
• RTP Prefunded Requirement for Sending Participants

Participant Self-Audit Materials

• Self-Audit Workbook and Self-Audit Form

RTP Participants and Routing/Transit Numbers

• Financial Institutions on the RTP Network and Routing/Transit Numbers

Consumer Awareness

• RTP^® payments: What you need to know.