Main Content
Document Library
Find all of the RTP® network's security requirements, risk management specifications, fraud control requirements, compliance criteria, and more in the Document Library.
Documentation
- Business Principles for the RTP® Network
- RTP® Message Specifications 2.9
- Introduction to the RTP® System
- RTP® Prefunded Settlement Model and Reconciliation for Funding Participants
RTP Updates
Participation Agreements
- RTP Participant Agreement and Indemnity
- RTP Participant Terms and Conditions
- Funding Agent Designation of Connection Agent
Rules
- RTP Operating Rules: Effective 01-31-2021
- RTP Participation Rules
- Summary RTP Participation and Operating Rule Changes: Effective 01-31-2021
- Summary RTP Participation and Operating Rule Changes: Effective 10-30-2020
- Summary RTP Participation and Operating Rule Changes: Effective 02-01-2020
- Summary RTP Participation and Operating Rule Changes: Effective 01-01-2020
- Summary RTP Participation and Operating Rule Changes: Effective 11-18-2019
Guidelines, Playbooks & Checklists
- RTP® Network Request for Return of Funds Guidelines and Suggested Practices (NEW)
- RTP® Network Readiness Checklist
- RTP® Bill Pay - Biller Playbook
- RTP® Bill Pay - The Bill Pay Experience at a Point of Disruption (NEW)
- RTP® Bill Pay - A Re-imagined Bill Pay Experience (NEW)
- RTP® Bill Pay - Implementation Guide (NEW)
Rules Interpretations
Schedules and Requirements
- RTP Pricing
- RTP Operator Customer Information Security Standards Schedule
- PSP Compliance Criteria Schedule: Effective 10-30-2020
- RTP Zelle Schedule: Effective 10-30-2020
- Risk Management and Fraud Control Requirements Schedule
- UCC 4A Schedule
- Requirements for Directory Service Providers: Effective 10-30-2020
- Requirements for Request for Payment Customers
- RTP Prefunded Requirement for Sending Participants
- Standard Optional Indemnity Schedule: Effective 10-30-2020
Participant Self-Audit Materials
RTP Participants and Routing/Transit Numbers
Consumer Awareness