In the News

• The RTP Network Turns 1: TCH’s Commitment to Faster Payments

  November 25, 2018

  The Clearing House’s RTP network, designed for the digital age and for financial institutions of all sizes, has made real-time payments a reality in the U.S.

• The Clearing House Supports Financial Data Exchange Work on API Technical Standards

  October 18, 2018

  The Clearing House points to the FDX launch as a significant step  toward improving financial data sharing practices.

• As Fintech Apps Become More Popular, Consumer Privacy Concerns Persist, Survey Finds

  August 22, 2018

  Nearly one-third of U.S. banking consumers use online and mobile fintech applications (apps) to help manage their money, according to a new survey conducted by The Clearing House (TCH). Yet, a majority of consumers are concerned about data privacy and want more control over the financial data their apps can access.

• Op-ed: APIs are the Way Forward for Better Data Security

  July 19, 2018

  Capital One’s decision to share customer data with third-party services through application programming interfaces (APIs) deserves applause. The data-sharing model allows banks to protect their customers, while giving customers better control over their personal financial information. 

   

• Steve Ledford Among Finalists for NACHA Award – Vote Today

  April 16, 2018

  The NACHA Excellence in Payments Award honors superior leadership and accomplishment in the development, implementation or advancement of domestic or international electronic payments. Steve is recognized for his 30+ years in payments leadership, most recently overseeing nearly all aspects of RTP®. The attributes that set Steve apart are his inclusive approach, positive outlook and infectious enthusiasm for what’s next.

• The Clearing House to Add 50 New Positions in Winston-Salem, NC

  April 11, 2018

  TCH seeking highly skilled workers to help standup and support new and existing payment systems.

• The Clearing House Announces RTP Advisory Committee

  January 31, 2018

  Today, The Clearing House (TCH) announced it has formed an RTP® Advisory Committee from a diverse set of financial institution stakeholders to obtain input on the operation of its new real-time payments system. The committee is comprised of senior executives from credit unions, community and mid-size banks, and trade associations. The committee is charged with providing perspectives that will help RTP continue to be responsive to all financial institutions and drive adoption of RTP in an effort to achieve the goal of ubiquity by 2020.

   

• First New Core Payments System in the U.S. in more than 40 Years Initiates First Live Payments

  November 14, 2017

  The Clearing House (TCH) launched RTP®, its real-time payments system, the first new core payments infrastructure in the U.S. in more than 40 years.  The new RTP system was designed and built through the collaborative effort of TCH’s 25 owner banks and meets the objectives of the Federal Reserve Faster Payments Task Force. RTP is open to all U.S depository institutions with a goal of reaching ubiquity by 2020.

• Mastercard and The Clearing House Partner on Tokenization Solution

  October 19, 2017

  Today, The Clearing House (TCH) and Mastercard announced they are partnering to enable TCH to provision and manage Mastercard-branded tokens on behalf of banks. The partnership with Mastercard establishes TCH as one of the first Mastercard-certified third-party Token Service Providers to enter the US market, and enables TCH to support current and future token capabilities ranging from mobile payments to remote purchases and Internet-of-things (IoT) transactions.

• The Clearing House and FIS Laud Federal Reserve's Faster Payments Task Force's Final Report

  July 21, 2017

  Task Force's final report offers a roadmap for achieving competitive, safe, ubiquitous, and faster payments.